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Digital Financial Services in Africa: Beyond the Kenyan Success Story

The paper explains the success factors of digital financial services (DFS) in Kenya and contrasts this with the challenges and opportunities for DFS in seven countries: Benin, Cameroon, Mozambique, Nigeria, Senegal, Uganda and Zambia. The study is based on the Mobile Money for the Poor (MM4P) methodology developed by UNCDF to assess the market potential for DFS.

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