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		<loc>https://www.rfilc.org/library/mixtlan-rural-cooperative-mexico-does-being-federated-help-remote-outreach/</loc>
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		<loc>https://www.rfilc.org/library/mobile-banking-the-key-to-building-credit-history-for-the-poor/</loc>
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		<loc>https://www.rfilc.org/library/muntigunung-lembaga-perkreditan-desa-indonesia-village-ownership-as-a-model-for-remote-outreach-of-financial-services/</loc>
		<lastmod>2020-10-01T11:29:03+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/new-opportunities-to-tackle-the-challenge-of-financial-inclusion/</loc>
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		<loc>https://www.rfilc.org/library/outgrower-schemes-enhancing-profitability/</loc>
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		<loc>https://www.rfilc.org/library/overview-of-microfinance-in-asia-pacific-and-selected-experiences-from-wsbi-members/</loc>
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		<loc>https://www.rfilc.org/library/principles-for-investors-in-inclusive-finance/</loc>
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		<loc>https://www.rfilc.org/library/performance-indicators-for-microinsurance/</loc>
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	<url>
		<loc>https://www.rfilc.org/library/primary-agricultural-credit-society-linkage-india-the-best-remote-rural-self-help-groups-can-do/</loc>
		<lastmod>2020-10-01T11:29:10+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/private-financial-sector-investment-in-farmland-and-agricultural-infrastructure/</loc>
		<lastmod>2020-10-01T11:29:17+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/private-sector-agribusiness-investment-in-sub-saharan-africa/</loc>
		<lastmod>2020-10-01T11:29:18+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/proceedings-from-the-farm-conference/</loc>
		<lastmod>2020-10-01T11:29:18+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/proceedings/</loc>
		<lastmod>2020-10-01T11:29:18+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/quantitative-value-chain-analysis/</loc>
		<lastmod>2020-10-01T11:29:25+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/purchase-order-finance-in-bolivia-innovations-in-financing-value-chains/</loc>
		<lastmod>2020-10-01T11:29:25+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/public-private-partnerships-and-sustainable-agricultural-development/</loc>
		<lastmod>2020-10-01T11:29:25+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/pro-poor-financial-services-for-rural-water/</loc>
		<lastmod>2020-10-01T11:29:25+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/reglementation-de-la-protection-des-consommateurs-dans-les-environnements-a-faible-acces-opportunites-de-promotion-de-la-finance-responsable-2/</loc>
		<lastmod>2020-10-01T11:29:32+00:00</lastmod>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/refinancing-guarantees-calculated-risks-on-behalf-of-small-rural-farmers/</loc>
		<lastmod>2020-10-01T11:29:32+00:00</lastmod>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/review-of-small-farmer-access-to-agricultural-credit-in-nigeria/</loc>
		<lastmod>2020-10-01T11:29:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/review-of-warehouse-receipt-system-and-inventory-credit-initiatives-in-eastern-southern-africa/</loc>
		<lastmod>2020-10-01T11:29:39+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Review__of__Warehouse_pdf.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/responding-to-land-grabbing-and-promoting-responsible-investment-in-agriculture/</loc>
		<lastmod>2020-10-01T11:29:39+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/regulating-transformational-branchless-banking-mobile-phones-and-other-technology-to-increase-access-to-finance/</loc>
		<lastmod>2020-10-01T11:29:39+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/1209567001091_FocusNote_brancheless_banking.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/rural-and-agricultural-finance-taking-stock-of-five-years-of-innovations/</loc>
		<lastmod>2020-10-01T11:29:46+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Rural_Agricultural_Finance_Innovations.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/role-of-institutional-credit-on-agricultural-production-a-time-series-analysis-of-pakistan/</loc>
		<lastmod>2020-10-01T11:29:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/rice-inventory-credit-in-madagascar-conditions-of-access-and-diversity-of-rationales-around-an-hybrid-financial-and-marketing-service-2/</loc>
		<lastmod>2020-10-01T11:29:46+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/pdf_WP6__1.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/rice-inventory-credit-in-madagascar-conditions-of-access-and-diversity-of-rationales-around-an-hybrid-financial-and-marketing-service/</loc>
		<lastmod>2020-10-01T11:29:46+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/pdf_WP6.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/rural-banking-the-case-of-rural-and-community-banks-in-ghana/</loc>
		<lastmod>2020-10-01T11:29:53+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Rural__Banking__1_pdf.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/rural-outreach-through-group-methodologies-case-studies-in-mexico-peru-and-the-philippines/</loc>
		<lastmod>2020-10-01T11:29:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/1262873649517_WOCCU_Rural_Outreach_1_.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/rural-womens-access-to-financial-services-credit-savings-and-insurance/</loc>
		<lastmod>2020-10-01T11:29:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/savings-and-loan-associations-combining-short-term-benefits-with-long-term-structural-change-a-guide-for-practioners/</loc>
		<lastmod>2020-10-01T11:29:54+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Pors__2011_pdf.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/scaling-up-access-to-finance-for-agricultural-smes/</loc>
		<lastmod>2020-10-01T11:30:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/G20_Agrifinance_Report__FINAL__ONLINE__1.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/scaling-up-sme-access-to-financial-services-in-the-developing-world/</loc>
		<lastmod>2020-10-01T11:30:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/ScalingUp.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/serbia-takes-initial-steps-to-establish-a-grain-warehouse-receipts-gwr-system/</loc>
		<lastmod>2020-10-01T11:30:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/se-asia-agricultural-value-chain-financing/</loc>
		<lastmod>2020-10-01T11:30:01+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/1252592093859_VCF_Proceedings_Malaysia_finalIG.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/state-of-knowledge-report-market-development-for-weather-index-insurance-key-considerations-for-sustainability-and-scale-up/</loc>
		<lastmod>2020-10-01T11:30:10+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/GlobalAgRisk_Market_Development_SKR_nov.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/south-africa-country-diagnostic-making-insurance-markets-work-for-the-poor-microinsurance-policy-regulation-and-supervision-south-african-case-study/</loc>
		<lastmod>2020-10-01T11:30:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/South_Africa_Country_Diagnostic_2008_pdf.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/solutions-for-financial-inclusion-serving-rural-women/</loc>
		<lastmod>2020-10-01T11:30:10+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/solutions_for_financial_inclusion_serving_rural_women_1__1_pdf.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/successful-practices-in-value-chain-development/</loc>
		<lastmod>2020-10-01T11:30:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/study-on-risk-management-in-rural-and-agricultural-finance-in-the-near-east-and-north-africa-nena-region/</loc>
		<lastmod>2020-10-01T11:30:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/subsidies-as-an-instrument-in-agriculture-finance-a-review/</loc>
		<lastmod>2020-10-01T11:30:18+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Subsidies_as_Instrument_pdf.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/state-of-the-microcredit-summit-campaign/</loc>
		<lastmod>2020-10-01T11:30:18+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/State_of_the_Microcredit__EN_pdf.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/the-jardin-azuayo-savings-and-loan-cooperative-ecuador-a-governance-model-for-rural-outreach/</loc>
		<lastmod>2020-10-01T11:30:26+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/swimming-against-the-tide-how-developing-countries-are-coping-with-the-global-crisis/</loc>
		<lastmod>2020-10-01T11:30:26+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/1238533411618_WB_march2009.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/supporting-credit-union-development-in-afghanistan-an-overview-of-issues-important-to-the-development-of-sharia-compliant-cooperative-finance/</loc>
		<lastmod>2020-10-01T11:30:26+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/1209565120610_Credit_union_in_afganistan.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/survey-regional-snapshots/</loc>
		<lastmod>2020-10-01T11:30:26+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/1242397816632_CGAP_1.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/the-impact-of-the-global-financial-crisis-on-latin-american-caribbean-microfinance-institutions/</loc>
		<lastmod>2020-10-01T11:30:34+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/1242812780546_El_impacto_de_la_cri.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/the-global-financial-crisis-and-its-impact-on-microfinance/</loc>
		<lastmod>2020-10-01T11:30:34+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/1241104459348_Cgap_financial_crisis.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/the-africa-competitiveness-report-2011/</loc>
		<lastmod>2020-10-01T11:30:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/the-impact-of-the-global-financial-crisis-on-rural-and-microfinance-in-asia/</loc>
		<lastmod>2020-10-01T11:30:35+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/1267399334345_The_Impact_of_the_Global.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/the-landscape-of-microinsurance-in-africa/</loc>
		<lastmod>2020-10-01T11:30:42+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Etats__des__lieux___en_pdf.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/the-mutuelle-communautaire-de-croissance-mc2s-cameroon-decentralized-community-banks-for-remote-outreach/</loc>
		<lastmod>2020-10-01T11:30:43+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/1220215106527_CoadyCameroon061908.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/the-missing-middle-in-agricultural-finance/</loc>
		<lastmod>2020-10-01T11:30:43+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/1265970373820_research_agricultural_finance.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/the-microfinance-rating-outlook-report-2008/</loc>
		<lastmod>2020-10-01T11:30:43+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Rapport__sur__le__marche__FR_pdf.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/the-potential-for-scale-and-sustainability-in-weather-index-insurance/</loc>
		<lastmod>2020-10-01T11:30:51+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/74192_Report.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/the-role-of-women-in-agriculture/</loc>
		<lastmod>2020-10-01T11:30:52+00:00</lastmod>
	</url>
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		<loc>https://www.rfilc.org/library/the-quiet-revolution-in-agrifood-value-chains-in-asia-the-case-of-increasing-quality-in-rice-markets-iin-bangladesh/</loc>
		<lastmod>2020-10-01T11:30:52+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/the-potential-for-scale-and-sustainability-in-weather-index-insurance-2/</loc>
		<lastmod>2020-10-01T11:30:52+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/The__Potential__for__Scale_pdf.jpg</image:loc>
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	</url>
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		<loc>https://www.rfilc.org/library/the-rural-finance-landscape/</loc>
		<lastmod>2020-10-01T11:31:00+00:00</lastmod>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/the-use-of-structured-finance-instruments-in-agriculture-in-eastern-europe-and-central-asia/</loc>
		<lastmod>2020-10-01T11:31:01+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/1255015522845_WD_26_ECA_v4_per_web.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/the-use-of-warehouse-receipt-finance-in-agriculture-in-transition-countries/</loc>
		<lastmod>2020-10-01T11:31:02+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/The__use__of__warehouse_pdf.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/three-steps-in-value-chain-analysis/</loc>
		<lastmod>2020-10-01T11:31:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/1241106801941_Three_Steps_in_VC_Analysis.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/trade-finance-guide/</loc>
		<lastmod>2020-10-01T11:31:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/1246375037160_Trade_Finance_Guide2008.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/understanding-and-responding-to-the-savings-behavior-of-poor-people-in-the-people-in-the-north-east-of-india/</loc>
		<lastmod>2020-10-01T11:31:11+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/1228081555058_Savings_india.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/trading-up-building-cooperation-between-farmers-and-traders-in-africa/</loc>
		<lastmod>2020-10-01T11:31:11+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/TradingUp-KIT_2008.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/understanding-and-using-market-information/</loc>
		<lastmod>2020-10-01T11:31:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/unleashing-agricultural-development-in-nigeria-through-value-chain-financing/</loc>
		<lastmod>2020-10-01T11:31:19+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Unleashing__Agricultural__Development__VCs__Nigeria.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/value-chain-finance-beyond-microfinance-for-rural-entrepreneurs/</loc>
		<lastmod>2020-10-01T11:31:20+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Value__chain__finance_Beyond__microfinance__for__rural__entrepreneurs_2010.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/village-savings-and-loans-associations-in-niger-mata-masu-dubara-model-of-remote-outreach/</loc>
		<lastmod>2020-10-01T11:31:20+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/1220212128758_CoadyNiger061808.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/weather-index-insurance-for-agriculture-guidance-for-development-practitioners/</loc>
		<lastmod>2020-10-01T11:31:21+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/WEATHER-INDEX-INSURANCE-FOR-AGRICULTURE_WB_WII_Paper_Nov_2011.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/workshop-report/</loc>
		<lastmod>2020-10-01T11:31:28+00:00</lastmod>
		<image:image>
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		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/zipping-finance-and-farming-in-africa-conference-report/</loc>
		<lastmod>2020-10-01T11:31:29+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/mfw4a_zipping__finance_conference__documentation_en.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/zambia-country-diagnostic-towards-a-strategy-for-microinsurance-development-in-zambia-a-market-and-regulatory-analysis/</loc>
		<lastmod>2020-10-01T11:31:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/8-views-for-the-g8-business-solutions-for-african-smallholder-farmers-to-address-food-security-and-undernutrition/</loc>
		<lastmod>2020-10-01T11:37:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/a-case-study-of-rural-finance-self-help-groups-in-uganda-and-their-impact-on-poverty-alleviation-and-development/</loc>
		<lastmod>2020-10-01T11:37:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/a-guarantee-systems-classification-the-latin-american-experience/</loc>
		<lastmod>2020-10-01T11:37:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/a-structured-approach-to-understanding-the-financial-service-needs-of-the-poor-in-mexico/</loc>
		<lastmod>2020-10-01T11:37:11+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/CGAP-Brief-A-Structured-Approach-to-Understanding-the-Financial-Service-Needs-of-the-Poor-in-Mexico-May-2012.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/agribusiness-public-private-partnerships-a-country-report-of-the-united-republic-of-tanzania/</loc>
		<lastmod>2020-10-01T11:37:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/agribusiness-public-private-partnerships-a-country-report-of-the-united-republic-of-indonesia/</loc>
		<lastmod>2020-10-01T11:37:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/agribusiness-public-private-partnerships-a-country-report-of-the-united-republic-of-uganda/</loc>
		<lastmod>2020-10-01T11:37:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/agribusiness-public-private-partnerships-country-case-studies-africa/</loc>
		<lastmod>2020-10-01T11:37:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/agricultural-decisions-after-relaxing-credit-and-risk-constraints/</loc>
		<lastmod>2020-10-01T11:37:25+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Agricultural__decisions__after__relaxing__credit__and__risk__constraints.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/agricultural-finance-yearbook-2011/</loc>
		<lastmod>2020-10-01T11:37:25+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/07__giz2012-0224en-uganda-agricultural-finance-yearbook-2011.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/agricultural-finance-yearbook-2012/</loc>
		<lastmod>2020-10-01T11:37:26+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/giz2013-0643en-uganda-agricultural-finance-yearbook-2012-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/agricultural-innovation-systems-an-investment-sourcebook/</loc>
		<lastmod>2020-10-01T11:37:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/agricultural-insurance-training-manual-and-lesson-plans/</loc>
		<lastmod>2020-10-01T11:37:33+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/ACCI_Insurance-Training-Manual_9-12.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/agricultural-investment-funds-for-developing-countries-2/</loc>
		<lastmod>2020-10-01T11:37:33+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/2_agricultural_investment_web.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/agricultural-livelihoods-and-crop-insurance-in-india/</loc>
		<lastmod>2020-10-01T11:37:33+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Agricultural-Livelihoods-and-Crop-Insurance-in-India.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/agricultural-sector-risk-assessment-in-niger-moving-from-crisis-response-to-long-term-risk-management/</loc>
		<lastmod>2020-10-01T11:37:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/agricultural-value-chain-finance-strategy-and-design/</loc>
		<lastmod>2020-10-01T11:37:40+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/AgriculturalValueChain_e_WEB-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/agricultural-value-chain-finance-strategy-and-design-3/</loc>
		<lastmod>2020-10-01T11:37:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/agriculture-investment-opportunities-challenges-in-africa-part-1-and-part-2/</loc>
		<lastmod>2020-10-01T11:37:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/an-analytical-framework-for-regulation-and-supervision-of-agricultural-finance/</loc>
		<lastmod>2020-10-01T11:37:40+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/1_analitycal_framework_web.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/background-paper-on-the-situation-of-agricultural-insurance-in-kenya-with-reference-to-international-best-practices/</loc>
		<lastmod>2020-10-01T11:37:47+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/ACCI_Insurance-Background-Kenya_6-2013.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/banking-on-change-breaking-barriers-to-financial-inclusion/</loc>
		<lastmod>2020-10-01T11:37:47+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Banking__on__Change__Report__1_pdf.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/betting-on-world-agriculture-us-private-equity-managers-eye-agricultural-returns/</loc>
		<lastmod>2020-10-01T11:37:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/briefing-note-the-landscape-of-microinsurance-in-africa-2012/</loc>
		<lastmod>2020-10-01T11:37:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/2012-11-05__Briefing__Note__-__African__Microinsurance__Landscape__2012_pdf.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/caadp-investment-plan-implementation-and-private-sector-engagement-technical-workshop/</loc>
		<lastmod>2020-10-01T11:37:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/can-financial-education-be-the-engine-for-savings-growth-a-case-study/</loc>
		<lastmod>2020-10-01T11:37:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/can-financial-education-be-the-engine-for-savings-growth-a-case-study/</loc>
		<lastmod>2020-10-01T11:37:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/cash-management-a-toolkit-for-microfinance-institutions/</loc>
		<lastmod>2020-10-01T11:38:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/catalyzing-smallholder-agricultural-finance/</loc>
		<lastmod>2020-10-01T11:38:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/catalyzing-smallholder-agricultural-finance-2/</loc>
		<lastmod>2020-10-01T11:38:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/challenges-and-lessons-learned-in-implementing-a-sustainable-agricultural-insurance-system/</loc>
		<lastmod>2020-10-01T11:38:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/connecting-the-worlds-poorest-people-to-the-global-economy-new-models-for-linking-informal-savings-groups-to-formal-financial-services/</loc>
		<lastmod>2020-10-01T11:38:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/contract-farming-handbook-a-practical-guide-for-linking-small-scale-producers-and-buyers-through-business-model-innovation/</loc>
		<lastmod>2020-10-01T11:38:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/cooperative-and-islamic-banks-what-can-they-learn-from-each-other/</loc>
		<lastmod>2020-10-01T11:38:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/country-investment-plans-in-agriculture-lessons-from-early-experience/</loc>
		<lastmod>2020-10-01T11:38:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/cracking-the-nut-2012-attracting-private-investment-to-rural-and-agricultural-markets/</loc>
		<lastmod>2020-10-01T11:38:16+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/ctn12_publication.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/cream-of-the-crop-the-use-of-grain-warehouse-receipt-in-agricultural-finance-workshop-summary/</loc>
		<lastmod>2020-10-01T11:38:16+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Workshop__Summary.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/creating-access-to-agricultural-finance-based-on-a-horizontal-study-of-cambodia-mali-senegal-tanzania-thailand-and-tunisia/</loc>
		<lastmod>2020-10-01T11:38:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/creating-access-to-agricultural-finance-based-on-a-horizontal-study-of-cambodia-mali-senegal-tanzania-thailand-and-tunisia-2/</loc>
		<lastmod>2020-10-01T11:38:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/credit-constraints-occupational-choice-and-the-process-of-development-long-run-evidence-from-cash-transfers-in-uganda/</loc>
		<lastmod>2020-10-01T11:38:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/credit-guarantee-fund-for-georgia/</loc>
		<lastmod>2020-10-01T11:38:23+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/312-1037-1-PB.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/credit-guarantee-systems-for-agriculture-and-rural-enterprise-development/</loc>
		<lastmod>2020-10-01T11:38:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/credit-guarantee-systems-for-agriculture-and-rural-enterprise-development-appraisal-and-stability-lessons/</loc>
		<lastmod>2020-10-01T11:38:23+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/3_Credit_guarantee_systems_web.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/crop-insurance/</loc>
		<lastmod>2020-10-01T11:38:30+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/4_Crop_insurance_web.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/deep-outreach-financial-inclusion-mass-scale-low-cost-saving-and-borrowing-for-those-microfinance-cannot-profitably-reach/</loc>
		<lastmod>2020-10-01T11:38:31+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Deep_Outreach_Financial_Inclusion_-_May_23_2013_-_Final.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/effectiveness-of-innovation-grants-to-smallholder-agricultural-producers-an-explorative-systematic-review/</loc>
		<lastmod>2020-10-01T11:38:31+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/systematic_review_effectiveness_of_innovation_gran.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/emerging-investment-trends-in-primary-agriculture-a-review-of-equity-funds-and-other-foreign-led-investments-in-the-cee-and-cis-region/</loc>
		<lastmod>2020-10-01T11:38:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/empirical-analysis-of-agricultural-credit-in-africa-any-role-for-institutional-factors/</loc>
		<lastmod>2020-10-01T11:38:38+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Empirical_Analysis_of_Agricultural_Credit_in_Africa_Any_Role_for_Institutional_Factors.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/empowering-rural-communities-through-financial-inclusion/</loc>
		<lastmod>2020-10-01T11:38:38+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/wcms_159004.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/enabling-environments-for-agribusiness-and-agro-industries-development/</loc>
		<lastmod>2020-10-01T11:38:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/engaging-smallholders-in-value-chains-who-benefits-under-which-circumstances/</loc>
		<lastmod>2020-10-01T11:38:38+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/rural2012_04-S12-15_01.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/establishing-cooperatives-for-effective-community-development-in-rural-china/</loc>
		<lastmod>2020-10-01T11:38:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/farmer-bankability-and-sustainable-finance-farm-level-metrics-that-matter/</loc>
		<lastmod>2020-10-01T11:38:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/farmers-in-dialogue/</loc>
		<lastmod>2020-10-01T11:38:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/feed-the-future-learning-agenda-literature-review-expanded-markets-value-chains-and-increased-investment/</loc>
		<lastmod>2020-10-01T11:38:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/financial-access-2012-getting-to-a-more-comprehensive-picture/</loc>
		<lastmod>2020-10-01T11:38:52+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Financial_Access_2012_Getting_to_a_More_Comprehensive_Picture.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/financial-access-survey-2012/</loc>
		<lastmod>2020-10-01T11:38:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/financial-inclusion/</loc>
		<lastmod>2020-10-01T11:38:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/financial-inclusion-2020-webinar/</loc>
		<lastmod>2020-10-01T11:38:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/financial-inclusion-and-the-linkages-to-stability-integrity-and-protection-insights-from-the-south-african-experience/</loc>
		<lastmod>2020-10-01T11:38:59+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/I-SIP__Report_1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/financial-inclusion-in-africa/</loc>
		<lastmod>2020-10-01T11:38:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/financial-inclusion-in-africa-2/</loc>
		<lastmod>2020-10-01T11:38:59+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Financial_Inclusion_in_Africa.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/financing-agricultural-marketing/</loc>
		<lastmod>2020-10-01T11:39:06+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/5_financing_agricultural_marketing_web.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/financing-agriculture/</loc>
		<lastmod>2020-10-01T11:39:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/financing-smallholder-agricultural-term-investments/</loc>
		<lastmod>2020-10-01T11:39:06+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/6_financing_smallholder_web.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/financing-the-future-smallholder-inventory-credit-in-niger/</loc>
		<lastmod>2020-10-01T11:39:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/first-state-global-agribusiness-fund-truths-to-combat-agricultural-investing-myths/</loc>
		<lastmod>2020-10-01T11:39:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/four-case-studies-on-credit-guarantee-funds-for-agriculture/</loc>
		<lastmod>2020-10-01T11:39:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/gender-in-value-chains/</loc>
		<lastmod>2020-10-01T11:39:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/ghana-outgrower-schemes-advantages-of-different-business-models-for-sustainable-crop-intensification/</loc>
		<lastmod>2020-10-01T11:39:14+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Ghana_web4-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/global-development-horizons-2013-capital-for-the-future/</loc>
		<lastmod>2020-10-01T11:39:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/global-financial-development-report-2013-rethinking-the-role-of-the-state-in-finance/</loc>
		<lastmod>2020-10-01T11:39:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/global-financial-development-report-2014-financial-inclusion/</loc>
		<lastmod>2020-10-01T11:39:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/global-investment-promotion-best-practices-2012/</loc>
		<lastmod>2020-10-01T11:39:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/grain-warehouse-receipts-the-international-experience-and-future-development-opportunities/</loc>
		<lastmod>2020-10-01T11:39:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/growing-africa-unlocking-the-potential-of-agribusiness/</loc>
		<lastmod>2020-10-01T11:39:28+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/africa-agribusiness-report-2013.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/growing-income-growing-inclusion-how-rising-incomes-at-the-base-of-the-pyramid-will-shape-financial-inclusion/</loc>
		<lastmod>2020-10-01T11:39:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/how-does-risk-management-influence-production-decisions-evidence-from-a-field-experiment/</loc>
		<lastmod>2020-10-01T11:39:28+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/WPS6546.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/ict-uses-for-inclusive-agricultural-value-chains/</loc>
		<lastmod>2020-10-01T11:39:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/improving-access-to-finance-for-smes-in-central-asia-through-credit-guarantee-schemes/</loc>
		<lastmod>2020-10-01T11:39:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/index-based-livestock-insurance-ibli/</loc>
		<lastmod>2020-10-01T11:39:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/influence-of-outflow-of-rural-funds-on-financial-support-for-agriculture/</loc>
		<lastmod>2020-10-01T11:39:35+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/6.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/innovative-agricultural-finance-and-risk-management/</loc>
		<lastmod>2020-10-01T11:39:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/innovative-agricultural-sme-finance-models/</loc>
		<lastmod>2020-10-01T11:39:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/innovative-financing-for-agriculture-food-security-and-nutrition/</loc>
		<lastmod>2020-10-01T11:39:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/innovative-financing-for-inclusive-agricultural-development/</loc>
		<lastmod>2020-10-01T11:39:42+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/CAP_47_ENG_DEF_LR.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/insuring-against-the-weather/</loc>
		<lastmod>2020-10-01T11:39:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/internal-operational-challenges-around-rural-and-agricultural-finance-reflections-on-opportunity-internationals-agfinance-operations-in-africa/</loc>
		<lastmod>2020-10-01T11:39:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/investing-in-habope-financial-assessment-of-community-based-small-investments-in-sierra-leone/</loc>
		<lastmod>2020-10-01T11:39:49+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Investing0in0H0ents0in0Sierra0Leone.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/investing-in-smallholder-agriculture-a-new-deal-for-food-security-and-nutrition/</loc>
		<lastmod>2020-10-01T11:39:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/islamic-finance-and-financial-inclusion-measuring-use-of-and-demand-for-formal-financial-services-among-muslim-adults/</loc>
		<lastmod>2020-10-01T11:39:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/islamic-finance-in-europe/</loc>
		<lastmod>2020-10-01T11:39:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/large-agricultural-investments-and-inclusion-of-small-farmers/</loc>
		<lastmod>2020-10-01T11:39:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/leaping-learning-linking-smallholders-to-markets/</loc>
		<lastmod>2020-10-01T11:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/legal-framework-for-warehouse-receipt-financing/</loc>
		<lastmod>2020-10-01T11:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/literature-review-on-the-impact-of-microinsurance/</loc>
		<lastmod>2020-10-01T11:40:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/mainstreaming-small-ruminant-value-chain-finance-in-nepal-and-india-stakeholders/</loc>
		<lastmod>2020-10-01T11:40:11+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/SRVCF_Nepal-India_Final_APRACA2014-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/matching-grants/</loc>
		<lastmod>2020-10-01T11:40:11+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/match_grants.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/mobile-money-mobile-financial-services-for-the-unbanked/</loc>
		<lastmod>2020-10-01T11:40:18+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/SOTIR_2013.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/opportunities-and-obstacles-to-financial-inclusion-in-peru/</loc>
		<lastmod>2020-10-01T11:40:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/participer-au-financement-des-amenagements-fonciers-une-nouvelle-ambition-pour-les-riziculteurs-de-loffice-du-niger-au-mali/</loc>
		<lastmod>2020-10-01T11:40:19+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/SOS27fr.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/partnerships-in-mobile-financial-services-factors-for-success/</loc>
		<lastmod>2020-10-01T11:40:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/pathways-towards-greater-impact-better-microinsurance-models-products-and-processes-for-mfis/</loc>
		<lastmod>2020-10-01T11:40:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/payments-and-money-transfer-behavior-of-sub-saharan-africans/</loc>
		<lastmod>2020-10-01T11:40:26+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/PaymentsMoneyTransferBehaviorofSubSaharanAfricans.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/plantations-contract-farming-and-commercial-farming-areas-in-africa-a-comparative-review/</loc>
		<lastmod>2020-10-01T11:40:26+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/FAC_Working_Paper_055.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/policy-brief-on-agricultural-finance-in-africa/</loc>
		<lastmod>2020-10-01T11:40:33+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Policy__Brief__mfw4a.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/preparation-of-a-legal-guide-on-contract-farming-a-preliminary-outline-of-issues/</loc>
		<lastmod>2020-10-01T11:40:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/private-equity-investments-and-agricultural-development-in-africa-opportunities-and-challenges/</loc>
		<lastmod>2020-10-01T11:40:33+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/FAC_Working_Paper_062-1_pdf.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/private-investment-in-agriculture-why-its-essential-and-whats-needed/</loc>
		<lastmod>2020-10-01T11:40:33+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/dp-private-investment-in-agriculture-250912-en.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/process-mapping-for-microinsurance-operations/</loc>
		<lastmod>2020-10-01T11:40:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/product-based-value-chain-finance-using-grain-warehouse-receipts/</loc>
		<lastmod>2020-10-01T11:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/product-based-value-chain-finance-using-grain-warehouse-receipts-2/</loc>
		<lastmod>2020-10-01T11:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/progress-in-responsible-financial-inclusion-global-mapping-report-and-selected-case-studies/</loc>
		<lastmod>2020-10-01T11:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/promoting-investment-in-kazakhstans-agribusiness-value-chain/</loc>
		<lastmod>2020-10-01T11:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/protecting-the-poor-a-microinsurance-compendium-volume-ii/</loc>
		<lastmod>2020-10-01T11:40:48+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/library_page_content_img_1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/pushing-the-poverty-frontiers-of-inclusive-value-chain-development-briefing-paper/</loc>
		<lastmod>2020-10-01T11:40:48+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/PoP_Briefing_Paper_0.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/rebuilding-west-africas-food-potential-policies-and-market-incentives-for-smallholder-inclusive-food-value-chains/</loc>
		<lastmod>2020-10-01T11:40:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/remittances-growth-and-poverty-new-evidence-from-asian-countries/</loc>
		<lastmod>2020-10-01T11:40:55+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/ifad__remittances.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/report-of-workshop-on-private-corporate-sector-investment-in-agriculture-in-southeast-asia/</loc>
		<lastmod>2020-10-01T11:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/risk-management-instruments-for-food-price-volatility-and-weather-risk-in-latin-america-and-the-caribbean/</loc>
		<lastmod>2020-10-01T11:40:56+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Events_management_system-_Risk_Management_Instruments_for_Food_Price_Volatility_and_Weather_Risk_in__pdf.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/rural-finance-challenges-opportunities-and-the-role-of-the-lawyer/</loc>
		<lastmod>2020-10-01T11:41:03+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/8_Rural_finance_challenges_web.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/rural-finance-research/</loc>
		<lastmod>2020-10-01T11:41:03+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/9_rural_finance-research_web.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/rural-finance-and-poverty-reduction/</loc>
		<lastmod>2020-10-01T11:41:03+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/role-reversal-revisited-are-public-development-institutions-still-crowding-out-private-funders/</loc>
		<lastmod>2020-10-01T11:41:03+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/smallholder-integration-in-changing-food-markets/</loc>
		<lastmod>2020-10-01T11:41:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/scaling-up-in-agriculture-rural-development-and-nutrition/</loc>
		<lastmod>2020-10-01T11:41:10+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/smallholder-integration-in-changing-food-markets/</loc>
		<lastmod>2020-10-01T11:41:10+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/smallholders-food-security-and-the-environment/</loc>
		<lastmod>2020-10-01T11:41:11+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/sources-of-funding-and-support-system-for-value-chain-finance-lessons-from-asia/</loc>
		<lastmod>2020-10-01T11:41:18+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/study-of-african-and-international-innovations-and-best-practices-in-increasing-access-to-rural-and-agricultural-finance/</loc>
		<lastmod>2020-10-01T11:41:18+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/smes-credit-guarantee-schemes-in-developing-and-emerging-economies-reflections-setting-up-principles-quality-standards/</loc>
		<lastmod>2020-10-01T11:41:18+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/social-cash-transfers-and-financial-inclusion-evidence-from-four-countries/</loc>
		<lastmod>2020-10-01T11:41:18+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/supporting-smallholder-farmers-in-africa-a-framework-for-an-enabling-environment/</loc>
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		<loc>https://www.rfilc.org/library/subsidies-as-an-instrument-in-agriculture-finance-approaches-and-lessons-learnt/</loc>
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		<loc>https://www.rfilc.org/library/study-of-african-and-international-innovations-and-best-practices-in-increasing-access-to-rural-and-agricultural-finance-2/</loc>
		<lastmod>2020-10-01T11:41:25+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/study-on-private-equity-in-agribusiness-in-southern-africa/</loc>
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		<loc>https://www.rfilc.org/library/sustainable-agricultural-productivity-growth-and-bridging-the-gap-for-small-family-farms/</loc>
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		<loc>https://www.rfilc.org/library/thailand-experiences-from-the-grassroots-value-chain-finance-best-practices-initiatives-strategies-and-trends-in-agriculture/</loc>
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		<loc>https://www.rfilc.org/library/taking-a-value-chain-approach-towards-local-economic-development-and-womens-economic-empowerment/</loc>
		<lastmod>2020-10-01T11:41:33+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/taking-stock-of-usaids-rural-and-agricultural-finance-initiatives/</loc>
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		<loc>https://www.rfilc.org/library/the-importance-of-scaling-up-for-agricultural-and-rural-development-and-a-success-story-of-peru/</loc>
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	<url>
		<loc>https://www.rfilc.org/library/the-5th-african-rural-and-agricultural-credis-association-afraca-agribanks-forum-summary-of-workshop-proceedings/</loc>
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		<loc>https://www.rfilc.org/library/the-lending-to-the-agriculture-sector-toolkit/</loc>
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		<loc>https://www.rfilc.org/library/the-international-experience-and-future-development-opportunities/</loc>
		<lastmod>2020-10-01T11:41:41+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/the-role-of-islamic-finance-in-enhancing-financial-inclusion-in-organization-of-islamic-cooperation-oic-countries/</loc>
		<lastmod>2020-10-01T11:41:49+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/the-new-microfinance-handbook-a-financial-market-system-perspective/</loc>
		<lastmod>2020-10-01T11:41:49+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/the-state-of-food-and-agriculture-2012/</loc>
		<lastmod>2020-10-01T11:41:49+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/the-state-of-microfinance-investment-2012/</loc>
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	<url>
		<loc>https://www.rfilc.org/library/the-transformational-use-of-information-and-communication-technologies-in-africa/</loc>
		<lastmod>2020-10-01T11:41:57+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/thinking-systematically-about-scaling-up-developing-guidance-for-scaling-up-world-bank-supported-agriculture-and-rural-development-operations/</loc>
		<lastmod>2020-10-01T11:41:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/tipping-the-balance-policies-to-shape-agricultural-investments-and-markets-in-favour-of-small-scale-farmers/</loc>
		<lastmod>2020-10-01T11:41:57+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/G03470.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/tracking-africas-progress-in-figures/</loc>
		<lastmod>2020-10-01T11:41:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/trends-in-sharia-compliant-financial-inclusion/</loc>
		<lastmod>2020-10-01T11:42:05+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Focus-Note-Trends-in-Sharia-Compliant-Finanicial-Inclusion-Mar-2013.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/trends-and-impacts-of-foreign-investment-in-developing-country-agriculture/</loc>
		<lastmod>2020-10-01T11:42:05+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/i3112e.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/using-mobile-technology-to-expand-financial-inclusion-the-credit-union-experience/</loc>
		<lastmod>2020-10-01T11:42:06+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/WOCCUTechnicalGuide_MobileTechnology__1_pdf.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/understanding-youth-and-their-financial-needs/</loc>
		<lastmod>2020-10-01T11:42:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/value-chain-development/</loc>
		<lastmod>2020-10-01T11:42:13+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/wcms_182600__1_pdf.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/value-chain-financing-in-agriculture-case-studies-from-india/</loc>
		<lastmod>2020-10-01T11:42:14+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/VCF_India_APRACA-2013.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/value-chain-financing-for-agriculture-and-rural-microenterprises/</loc>
		<lastmod>2020-10-01T11:42:14+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/value-chain-development-by-the-private-sector-in-africa-lessons-learnt-and-guidance-notes/</loc>
		<lastmod>2020-10-01T11:42:14+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/GIZVCPweb8-07-13.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/warrantage-in-niger-adaptations-for-a-developing-country/</loc>
		<lastmod>2020-10-01T11:42:22+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/value-chain-financing-in-agriculture-experiences-of-the-agricultural-cooperatives-in-south-korea/</loc>
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		<loc>https://www.rfilc.org/library/weather-index-based-insurance-in-agricultural-development-a-technical-guide/</loc>
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		<loc>https://www.rfilc.org/library/warrantage-in-niger-adaptations-for-a-developing-country-2/</loc>
		<lastmod>2020-10-01T11:42:23+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/zimbabwes-investment-promotion-strategy/</loc>
		<lastmod>2020-10-01T11:42:31+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/world-investment-report-2013-global-value-chains-investment-and-trade-for-development/</loc>
		<lastmod>2020-10-01T11:42:31+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/why-investing-in-agriculture-is-not-a-lottery/</loc>
		<lastmod>2020-10-01T11:42:31+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/where-do-impact-investing-and-microfinance-meet/</loc>
		<lastmod>2020-10-01T11:42:31+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/a-country-assessment-of-community-based-financial-institutions-in-eastern-and-southern-africa/</loc>
		<lastmod>2020-10-01T11:46:49+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/access-to-finance-for-smallholder-farmers-learning-from-the-experiences-of-microfinance-institutions-in-latin-america/</loc>
		<lastmod>2020-10-01T11:46:57+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/access-to-insurance-initiative-a2ii-annual-report/</loc>
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		<loc>https://www.rfilc.org/library/affordability-financing-models-for-the-smallholder-market/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/2015-AgAccelerator-Lab-Report-Annex-2c.-Affordability-Finance.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/aging-and-financial-inclusion-an-opportunity/</loc>
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		<loc>https://www.rfilc.org/library/agribusiness-investment-promotion-lessons-from-selected-country-case-studies/</loc>
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		<loc>https://www.rfilc.org/library/agricultural-commercialisation-contracts-concessions-over-people/</loc>
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		<loc>https://www.rfilc.org/library/agricultural-finance-policy-coordination-in-africa/</loc>
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		<loc>https://www.rfilc.org/library/agricultural-insurance-how-can-we-make-insurance-work-for-food-security/</loc>
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		<loc>https://www.rfilc.org/library/can-islamic-banking-increase-financial-inclusion/</loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/cash-flow-based-lending-for-farmers/</loc>
		<lastmod>2020-10-01T11:47:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/combining-push-and-pull-strategies-for-greater-scale-and-poverty-outreach/</loc>
		<lastmod>2020-10-01T11:47:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/community-based-financial-organizations-inclusive-rural-financial-services/</loc>
		<lastmod>2020-10-01T11:47:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/contract-farming-and-out-grower-schemes-appropriate-development-models-to-tackle-poverty-and-hunger/</loc>
		<lastmod>2020-10-01T11:47:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/contract-farming-for-inclusive-market-access/</loc>
		<lastmod>2020-10-01T11:47:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/cracking-the-nut-africa-improving-rural-livelihoods-and-food-security/</loc>
		<lastmod>2020-10-01T11:47:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/designing-a-value-chain-project/</loc>
		<lastmod>2020-10-01T11:48:00+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Designing_a_VC_project.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/designing-and-delivering-agriculture-finance-products/</loc>
		<lastmod>2020-10-01T11:48:08+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Designing_Delivering_Agriculture_Financing_Products.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/designing-digital-financial-services-for-smallholder-families/</loc>
		<lastmod>2020-10-01T11:48:08+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Perspectives-Designing-Digital-Financial-Services-for-Smallholder-Families-Oct-2015.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/designing-successful-distribution-strategies-for-digital-money/</loc>
		<lastmod>2020-10-01T11:48:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/designing-warehouse-receipt-legislation-regulatory-options-and-recent-trends/</loc>
		<lastmod>2020-10-01T11:48:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/developing-sustainable-food-value-chains-guiding-principles/</loc>
		<lastmod>2020-10-01T11:48:16+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Guideline-principles.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/digital-financial-inclusionimplications-for-customers-regulators-supervisors-and-standard-setting-bodies/</loc>
		<lastmod>2020-10-01T11:48:16+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Brief-Digital-Financial-Inclusion-Feb-2015.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/digital-financial-services-in-africa-beyond-the-kenyan-success-story/</loc>
		<lastmod>2020-10-01T11:48:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/direct-to-farmer-finance-innovation-spaces-playbook/</loc>
		<lastmod>2020-10-01T11:48:24+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Direct-to-Farmer-Finance-Innovation-Spaces-Playbook.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/early-insights-from-financial-diaries-of-smallholder-households/</loc>
		<lastmod>2020-10-01T11:48:24+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Focus-Note-Early-Insights-from-Financial-Diaries-of-Smallholder-Households-Mar-2015.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/ecuador-cooperativas-de-ahorro-credito-e-inclusion-financiera/</loc>
		<lastmod>2020-10-01T11:48:32+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Ecuador-cooperativas-de-ahorro-credito-e-inclusion-financiera.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/empowering-women-uncovering-financial-inclusion-barriers/</loc>
		<lastmod>2020-10-01T11:48:32+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Empowering-Women_Uncovering-Financial-Inclusion-Barriers.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/enabling-environment-for-agricultural-growth-and-competitiveness/</loc>
		<lastmod>2020-10-01T11:48:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/exploring-new-frontiers-the-potential-of-impact-investments-in-microinsurance/</loc>
		<lastmod>2020-10-01T11:48:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/finance-for-food-towards-new-agricultural-and-rural-finance/</loc>
		<lastmod>2020-10-01T11:48:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/finance-for-food-towards-new-agricultural-and-rural-finance-2/</loc>
		<lastmod>2020-10-01T11:48:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/financial-inclusion-in-latin-america-and-the-caribbean-access-usage-and-quality/</loc>
		<lastmod>2020-10-01T11:48:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/financial-innovation-and-poverty-reduction-evidence-from-rural-northern-nigeria/</loc>
		<lastmod>2020-10-01T11:49:04+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/MFW4A_Working_Papers_Series_-_Issue_01__July_2015_.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/financiamiento-forestal-grupo-alliance-y-grupo-financiero-de-occidente-guatemala/</loc>
		<lastmod>2020-10-01T11:49:04+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/financiamiento_forestal_-_rainforest_alliance_y_grupo_financiero_de_occidente_guatemala_mfg_sp_01_2015.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/financing-agriculture-and-rural-areas-in-sub-saharan-africa-progress-challenges-and-the-way-forward/</loc>
		<lastmod>2020-10-01T11:49:12+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Financing-Agriculture-2-April-11-2015.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/financing-agriculture-forum-2015-presentations/</loc>
		<lastmod>2020-10-01T11:49:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/financing-facility-for-remittances-publications-webpage/</loc>
		<lastmod>2020-10-01T11:49:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/flexible-financial-products-in-microfinance-to-address-risk/</loc>
		<lastmod>2020-10-01T11:49:20+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/janvry_sadoulet_coulibaly_abordonado_flexible_financial_products_to_address_risk.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/framework-for-warehouse-receipt-financing-in-pakistan/</loc>
		<lastmod>2020-10-01T11:49:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/generating-returns-through-development-finance-2014-impact-investment-report/</loc>
		<lastmod>2020-10-01T11:49:28+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/webmaster_submission_generating_returns_through_development_finance.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/growing-inclusive-agri-food-value-chains-benefitting-african-famers-and-smes/</loc>
		<lastmod>2020-10-01T11:49:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/guarantee-funds-a-response-to-agricultural-credit-risk/</loc>
		<lastmod>2020-10-01T11:49:36+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/zoom-microfinance-44-uk-num.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/guidelines-for-improving-linkages-between-producer-groups-and-buyers-of-agricultural-produce/</loc>
		<lastmod>2020-10-01T11:49:44+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/a-i5068e.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/how-commercial-banks-can-offer-financial-products-to-smes-for-investing-in-energy-efficiency/</loc>
		<lastmod>2020-10-01T11:49:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/how-to-support-community-based-financial-organizations/</loc>
		<lastmod>2020-10-01T11:49:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/impact-assessment-of-credit-programme-for-the-tenant-farmers/</loc>
		<lastmod>2020-10-01T11:49:52+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/BRAC__Credit__Impact__Assessm__for__Tenant__Farmers__RCT__2009-2012.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/impacts-of-foreign-agricultural-investment-of-developing-countries-evidence-from-case-studies/</loc>
		<lastmod>2020-10-01T11:49:52+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/a-i3900e.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/improving-financial-inclusion-of-smallholder-farmers/</loc>
		<lastmod>2020-10-01T11:49:52+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Conference-Report.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/inclusive-growth-an-imperative-for-african-agriculture/</loc>
		<lastmod>2020-10-01T11:50:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/inclusive-finance-challenges-and-opportunities/</loc>
		<lastmod>2020-10-01T11:50:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/inclusive-growth-an-imperative-for-african-agriculture/</loc>
		<lastmod>2020-10-01T11:50:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/inclusive-investment-in-agriculture-cooperatives-and-the-role-of-foreign-investment/</loc>
		<lastmod>2020-10-01T11:50:19+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/inclusive-investment-in-agriculture-en.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/inclusive-rural-financial-services-toolkits/</loc>
		<lastmod>2020-10-01T11:50:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/index-based-microinsurance-for-disaster-risk-reduction/</loc>
		<lastmod>2020-10-01T11:50:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/information-graphic-financial-inclusion-the-global-landscape-of-progress/</loc>
		<lastmod>2020-10-01T11:50:19+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/F_UNSGSA2014_Map.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/innovations-in-agricultural-finance-the-way-forward-to-include-smallholder-households-in-rural-financial-systems/</loc>
		<lastmod>2020-10-01T11:50:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/interlinking-product-and-insurance-markets-experimental-evidence-from-contract-farming-in-kenya/</loc>
		<lastmod>2020-10-01T11:50:27+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/insurance-and-contract-farming.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/investing-for-impact-a-strategy-of-choice-for-african-policy-makers/</loc>
		<lastmod>2020-10-01T11:50:35+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/BV_ACVA_Report_FINAL_090414-2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/investing-in-rural-finance-frank-hollinger-emilio-hernandez/</loc>
		<lastmod>2020-10-01T11:50:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/investment-and-investment-finance-in-europe-investing-in-competitiveness/</loc>
		<lastmod>2020-10-01T11:50:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/investment-contracts-for-agriculture-maximizing-gains-and-minimizing-risks/</loc>
		<lastmod>2020-10-01T11:50:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/investment-promotion-a-guide-to-investor-targeting-in-agribusiness/</loc>
		<lastmod>2020-10-01T11:50:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/investment-promotion-and-facilitation/</loc>
		<lastmod>2020-10-01T11:50:51+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/PFI-update-investment-promotion-and-facilitation.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/islamic-finance-in-sub-saharan-africa-status-and-prospects/</loc>
		<lastmod>2020-10-01T11:50:51+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Islamic_Finance_in_Sub-Saharan_Africa_Status_and_Prospects.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/islamic-finance-opportunities-challenges-and-policy-options/</loc>
		<lastmod>2020-10-01T11:50:59+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Islamic_Finance_Opportunities_Challenges_and_Policy_Options-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/la-gestion-de-riesgos-climaticos-catastroficos-para-el-sector-agropecuario-en-mexico/</loc>
		<lastmod>2020-10-01T11:51:07+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Gestion_de_Riesgos_climaticos_Mexico.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/landscape-of-microinsurance-in-ghana-2015-supply-and-demand-side-report/</loc>
		<lastmod>2020-10-01T11:51:07+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/MF4WA_Agricultural_Finance_Policy_Coordination_Synthesis_Report_ENG.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/large-scale-commercial-agriculture-in-africa-lessons-from-the-past/</loc>
		<lastmod>2020-10-01T11:51:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/legal-guide-on-contract-farming/</loc>
		<lastmod>2020-10-01T11:51:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/linking-matching-grants-with-loans-experiences-and-lessons-learned-from-ghana/</loc>
		<lastmod>2020-10-01T11:51:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/list-of-products-knowledge-management-and-gender-programme-2008-%e2%80%902015/</loc>
		<lastmod>2020-10-01T11:51:23+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/List-of-products-KM-Gender-2009-2015EN-FR_Feb2015.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/loan-protection-for-maize-farmers-in-burkina-faso/</loc>
		<lastmod>2020-10-01T11:51:23+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/MILK-Brief-35-Loan-protection-for-maize-farmers-in-Burkina-Faso.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/mobile-payments-how-digital-finance-is-transforming-agriculture/</loc>
		<lastmod>2020-10-01T11:51:47+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Mobile_Payments_how_digital_finance_is_transforming_agriculture.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/module-03/</loc>
		<lastmod>2020-10-01T11:51:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/new-paradigms-of-agricultural-development-cooperation-in-africa-lessons-from-brazil-and-china/</loc>
		<lastmod>2020-10-01T11:51:47+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Policy_Brief_063.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/new-trends-in-agricultural-finance/</loc>
		<lastmod>2020-10-01T11:51:47+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/GPFI_2015_New-Trends-in-Agricultural-Finance_Synthesis-Report_LowRes.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/payment-system-regulation-for-improving-financial-inclusion/</loc>
		<lastmod>2020-10-01T11:51:55+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/CGD-Policy-Paper-70-Malaguti-Payment-Systems-Financial-Inclusion-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/platform-for-agricultural-risk-management-parm/</loc>
		<lastmod>2020-10-01T11:51:55+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/practical-issues-in-local-saving-mobilization-by-microfinance-institutions/</loc>
		<lastmod>2020-10-01T11:52:04+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/principles-for-responsible-investment-in-agriculture-and-food-systems/</loc>
		<lastmod>2020-10-01T11:52:04+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/private-equity-and-emerging-markets-agribusiness-building-value-through-sustainability/</loc>
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		<loc>https://www.rfilc.org/library/program-quality-guidelines-for-savings-groups/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/SG-guidelines.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/promoting-greater-financial-inclusion-of-women-in-rwanda/</loc>
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		<loc>https://www.rfilc.org/library/prospects-and-challenges-in-the-development-of-islamic-finance-for-bangladesh/</loc>
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		<loc>https://www.rfilc.org/library/public-private-dialogue-for-specific-sectors-agribusiness/</loc>
		<lastmod>2020-10-01T11:52:20+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/quick-guides-to-integrating-public-private-dialogue/</loc>
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		<loc>https://www.rfilc.org/library/remote-sensing-for-index-insurance-findings-and-lessons-so-far/</loc>
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		<loc>https://www.rfilc.org/library/revisiting-agricultural-finance/</loc>
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		<loc>https://www.rfilc.org/library/risk-and-finance-in-the-coffee-sector-how-to-improve-risk-management-and-access-to-finance-in-the-coffee-sector/</loc>
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		<loc>https://www.rfilc.org/library/serving-smallholder-farmers-recent-developments-in-digital-finance/</loc>
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		<loc>https://www.rfilc.org/library/spore-magazine-incubation-agricole/</loc>
		<lastmod>2020-10-01T11:53:16+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/spotlight-on-international-funders-commitments-to-financial-inclusion/</loc>
		<lastmod>2020-10-01T11:53:16+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/state-of-the-industry-2014-mobile-financial-services-for-the-unbanked/</loc>
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		<loc>https://www.rfilc.org/library/study-on-appropriate-warehousing-and-collateral-management-systems-in-sub-saharan-africa/</loc>
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		<loc>https://www.rfilc.org/library/technical-assistance-for-smallholder-farmers-an-anatomy-of-the-market/</loc>
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		<loc>https://www.rfilc.org/library/the-emergence-and-development-of-agriculture-insurance/</loc>
		<lastmod>2020-10-01T11:53:24+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/the-finance-and-growth-debate-in-africa-what-role-for-financial-inclusion/</loc>
		<lastmod>2020-10-01T11:53:25+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/the-firm-to-farm-finance-toolkit-hearing-creating-delivering-human-centered-solutions-for-inclusive-access-to-finance/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Firm_to_Farm_Finance_Toolkit.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/the-landscape-of-microinsurance-in-africa-2015/</loc>
		<lastmod>2020-10-01T11:53:32+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/the-ilos-impact-insurance-facility-annual-report-2014/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Annual_Report_2014_EN.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/the-iisd-guide-to-negotiating-investment-contracts-for-farmland-and-water/</loc>
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		<loc>https://www.rfilc.org/library/the-mastercard-foundation-rural-and-agricultural-finance-strategy/</loc>
		<lastmod>2020-10-01T11:53:33+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/the-role-of-government-in-developing-agricultural-finance/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/The-Role-of-Government-in-Developing-Agricultural-Finance-ISF-Briefing-4.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/the-practice-of-responsible-investment-principles-in-larger-scale-agricultural-investments-implications-for-corporate-performance-and-impact-on-local-communities/</loc>
		<lastmod>2020-10-01T11:53:40+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/the-use-of-remittances-and-financial-inclusion/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/11-The-Use-of-Remittances-and-Financial-Inclusion.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/warehouse-receipt-system-reform-initiatives-in-africa/</loc>
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		<lastmod>2020-10-01T12:20:52+00:00</lastmod>
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		<lastmod>2020-10-01T12:20:52+00:00</lastmod>
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		<lastmod>2020-10-01T12:21:06+00:00</lastmod>
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		<lastmod>2020-10-01T12:21:21+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Ag-inv-funds-WB-BBL-14-12-2016.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/agricultural-investment-funds-for-development-descriptive-analysis-and-lessons-learned-from-fund-management-performance-and-private-public-collaboration/</loc>
		<lastmod>2020-10-01T12:21:29+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/i8226en.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/agricultural-leasing-market-scoping-study-for-sub-saharan-africa/</loc>
		<lastmod>2020-10-01T12:21:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/agricultural-leasing-market-scoping-study-for-sub-saharan-africa-2/</loc>
		<lastmod>2020-10-01T12:21:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/agricultural-value-chain-finance-a-guide-for-bankers/</loc>
		<lastmod>2020-10-01T12:21:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/alternative-delivery-channels-for-financial-inclusion-opportunities-and-challenges-in-african-banks-and-microfinance-institutions-2016/</loc>
		<lastmod>2020-10-01T12:21:37+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/BFA_ADC_FIpaper_April2017.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/alternative-formation-of-rural-savings-and-credit-cooperatives-and-their-implications-evidence-from-ethiopia/</loc>
		<lastmod>2020-10-01T12:21:37+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Abay-et-al-Final-report-cover.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/assessment-of-the-sustainable-performance-of-sme-finance-service-providers/</loc>
		<lastmod>2020-10-01T12:21:37+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Brief_Nr_8_2018_web.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/banking-in-africa-delivering-on-financial-inclusion-supporting-financial-stability/</loc>
		<lastmod>2020-10-01T12:21:45+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/economic_report_banking_africa_2018_en.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/banking-in-sub-saharan-africa-interim-report-on-digital-financial-inclusion/</loc>
		<lastmod>2020-10-01T12:21:45+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/economic_report_banking_africa_interim_2017_en.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/banking-in-sub-saharan-africa-interim-report-on-digital-financial-inclusion-2/</loc>
		<lastmod>2020-10-01T12:21:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/best-practices-for-sustainable-models-of-pro-poor-rural-financial-services-in-thailand/</loc>
		<lastmod>2020-10-01T12:21:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/beyond-credit-risk-management-as-a-strategy-for-economic-growth/</loc>
		<lastmod>2020-10-01T12:21:53+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/big-data-could-mean-big-opportunity-why-we-should-stay-excited-for-data-analytics-in-smallholder-finance/</loc>
		<lastmod>2020-10-01T12:21:53+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/learning_brief_5_-_data_analytics-final.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/blended-finance-2-0-giving-voice-to-the-private-sector/</loc>
		<lastmod>2020-10-01T12:21:53+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/181016_BlueOrchard_Blended_Finance-2.0.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/bridging-the-small-business-credit-gap-through-innovative-lending/</loc>
		<lastmod>2020-10-01T12:22:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/bright-africa-private-equity-2017/</loc>
		<lastmod>2020-10-01T12:22:01+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Private-Equity-Report-DIGITAL.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/bringing-e-money-to-the-poor-successes-and-failures/</loc>
		<lastmod>2020-10-01T12:22:01+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/119070-PUB-PUBLIC-PUB-DATE-8-22-17.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/building-inclusive-payment-ecosystems-in-tanzania-and-ghana/</loc>
		<lastmod>2020-10-01T12:22:01+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/focus-note-building-inclusive-payment-ecosystems-june-2018.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/building-the-business-case-for-housing-microfinance-in-sub-saharan-africa/</loc>
		<lastmod>2020-10-01T12:22:09+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/The-Business-Case-for-Housing-Microfinance-SSA.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/bundling-to-make-agriculture-insurance-work/</loc>
		<lastmod>2020-10-01T12:22:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/business-model-sustainability-promising-pathways-and-opportunities-for-research-understanding-profitability-in-smallholder-finance/</loc>
		<lastmod>2020-10-01T12:22:09+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/learning_brief_3_business_model_sustainability_final.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/client-protection-certification-standards/</loc>
		<lastmod>2020-10-01T12:22:09+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Standards_2.0_English_Word_for_Website.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/climate-insurance-and-water-related-disaster-risk-management/</loc>
		<lastmod>2020-10-01T12:22:17+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/11_climate_insurance_perspectives_paper.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/climate-smart-financing-for-rural-msmes-enabling-policy-frameworks/</loc>
		<lastmod>2020-10-01T12:22:17+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Climate-Smart-Financing-for-Rural-MSMEs.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/climate-smart-financing-for-rural-msmes-enabling-policy-frameworks-2/</loc>
		<lastmod>2020-10-01T12:22:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/climate-the-financial-challenge/</loc>
		<lastmod>2020-10-01T12:22:17+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Climate_The_Financial_Challenge.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/connected-women-mapping-the-mobile-money-gender-gap-insights-from-cote-divoire-and-mali/</loc>
		<lastmod>2020-10-01T12:22:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/consumer-protection-in-digital-credit/</loc>
		<lastmod>2020-10-01T12:22:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/cracking-the-nut-2016-regenerating-rural-and-agricultural-development/</loc>
		<lastmod>2020-10-01T12:22:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/credit-constraints-and-farm-productivity-micro-level-evidence-from-smallholder-farmers-in-ethiopia/</loc>
		<lastmod>2020-10-01T12:22:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/credit-union-revitalization-in-liberia/</loc>
		<lastmod>2020-10-01T12:22:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/csaf-state-of-the-sector-2018/</loc>
		<lastmod>2020-10-01T12:22:33+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/CSAF_State_of_the_Sector_2018_FINAL.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/customer-centric-guide/</loc>
		<lastmod>2020-10-01T12:22:41+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Customer-Centric-Guide-Executive-Summary-2017.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/data-analytics-and-digital-financial-services/</loc>
		<lastmod>2020-10-01T12:22:41+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/ifc_data_handbook_final-2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/data-collection-by-supervisors-of-digital-financial-services/</loc>
		<lastmod>2020-10-01T12:22:41+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Working-Paper-Data-Collection-by-Supervisors-of-DFS-Dec-2017.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/delivering-formal-financial-services-to-savings-groups-a-handbook-for-financial-service-providers/</loc>
		<lastmod>2020-10-01T12:22:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/developing-gender-sensitive-value-chains-guidelines-for-practitioners/</loc>
		<lastmod>2020-10-01T12:22:49+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/i9212en.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/digital-access-the-future-of-financial-inclusion-in-africa/</loc>
		<lastmod>2020-10-01T12:22:49+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/201805_Digital-Access_The-Future-of-Financial-Inclusion-in-Africa_v1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/digital-finance-and-data-security/</loc>
		<lastmod>2020-10-01T12:22:49+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/CFI43-CFI_Online_Security-Final-2018.09.12.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/digital-finance-for-all-powering-inclusive-growth-in-emerging-economies/</loc>
		<lastmod>2020-10-01T12:22:49+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/MGI-Digital-Finance-For-All-Executive-summary-September-2016.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/digital-finance-new-times-new-challenges-new-opportunities/</loc>
		<lastmod>2020-10-01T12:22:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/digital-financial-services-and-risk-management/</loc>
		<lastmod>2020-10-01T12:22:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/ifc_risk_managment_handbook_final-2.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/digital-financial-services-and-risk-management-handbook/</loc>
		<lastmod>2020-10-01T12:22:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/digital-financial-services-for-agriculture-handbook/</loc>
		<lastmod>2020-10-01T12:22:57+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Digital-Financial-Services-for-Agriculture_IFC-MCF_2018.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/digital-financial-services-for-smallholder-households-toolkit/</loc>
		<lastmod>2020-10-01T12:23:05+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Teaser_DFS_cleaned_MT-5.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/digital-financial-services-in-rwanda-leveraging-technology-for-maximum-use-of-financial-services/</loc>
		<lastmod>2020-10-01T12:23:05+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/INSIGHT_NOTE-DIGITALFINANCE-13-June-2017.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/digital-financial-services-price-transparency-and-awareness-in-malawi/</loc>
		<lastmod>2020-10-01T12:23:05+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/82651.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/digital-transformation-of-microfinance-and-digitization-of-microfinance-services-to-deepen-financial-inclusion-in-africa/</loc>
		<lastmod>2020-10-01T12:23:05+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Digital-Transformation-of-Microfinance-and-Digitization-of-Microfinance-Services-to-Deepen-Financial-Inclusion-in-Africa.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/digitizing-value-chain-finance-for-smallholder-farmers/</loc>
		<lastmod>2020-10-01T12:23:13+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Digitizing_Value_Chain_Finance_for_Smallholder_Farmers.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/driving-digital-financial-services-through-high-volume-payments/</loc>
		<lastmod>2020-10-01T12:23:13+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/93467.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/eit-climate-kic-and-the-future-of-the-forestry-sector/</loc>
		<lastmod>2020-10-01T12:23:13+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Climate-KICForestryWP_FINAL-210318.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/el-estado-mundial-de-la-agricultura-y-la-alimentacion-2016-cambio-climatico-agricultura-y-seguridad-alimentaria/</loc>
		<lastmod>2020-10-01T12:23:21+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/FAO_El-estado-mundial-de-la-agricultura-y-la-alimentacion.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/emerging-opportunities-for-the-application-of-blockchain-in-the-agri-food-industry/</loc>
		<lastmod>2020-10-01T12:23:21+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/ca1335en.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/enabling-the-business-of-agriculture-2016/</loc>
		<lastmod>2020-10-01T12:23:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/enabling-the-business-of-agriculture-2017/</loc>
		<lastmod>2020-10-01T12:23:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/enso-index-based-insurance-for-agricultural-protection-in-southern-peru/</loc>
		<lastmod>2020-10-01T12:23:29+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/geosciences-08-00064.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/entrepreneurs-guide-to-investment-in-kenya/</loc>
		<lastmod>2020-10-01T12:23:29+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Entrepreneur_s_Guide_to_investment_in_Kenya.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/entrepreneurs-guide-to-investment-in-nigeria/</loc>
		<lastmod>2020-10-01T12:23:29+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Entrepreneur_s_Guide_to_investment_in_Nigeria1.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/examining-customer-journeys-at-financial-institutions-in-cambodia-using-big-data-to-advance-womens-financial-inclusion/</loc>
		<lastmod>2020-10-01T12:23:37+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/document1.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/executive-summary-cgap-national-surveys-of-smallholder-households/</loc>
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		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Executive-Summary-CGAP-National-Surveys-of-Smallholder-Households-Nov-2018_1.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/expanding-financial-capability-in-colombia/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Expanding_FinCap_Columbia_FINAL2.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/experimental-identification-of-asymmetric-information-evidence-on-crop-insurance-in-the-philippines/</loc>
		<lastmod>2020-10-01T12:23:44+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/asmh_mar2018.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/exploring-blockchain-applications-to-agricultural-finance/</loc>
		<lastmod>2020-10-01T12:23:44+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Exploring_Blockchain_Applications_to_Agricultural_Finance_-_CGAP.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/exploring-new-frontiers-in-fintech-investments-in-east-africa/</loc>
		<lastmod>2020-10-01T12:23:45+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/EAVCA_REPORT_-EXPLORING_NEW_INVESTMENT_FRONTIERS_FOR_FINTECH_IN_EAST_AFRICA_February_2018.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/exploring-the-spatial-data-landscape-and-options-for-sustainable-data-collection/</loc>
		<lastmod>2020-10-01T12:23:45+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/facing-risk-options-and-challenges-in-ensuring-that-climate-disaster-risk-finance-and-insurance-deliver-for-poor-people/</loc>
		<lastmod>2020-10-01T12:23:52+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/fao-policy-series-access-to-rural-finance/</loc>
		<lastmod>2020-10-01T12:23:52+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/female-smallholders-in-the-financial-inclusion-agenda/</loc>
		<lastmod>2020-10-01T12:23:52+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Brief-Female-Smallholders-in-the-Financial-Inclusion-Agenda-Apr-2018.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/finance-for-all-wedded-to-fintech-for-better-or-worse/</loc>
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		<loc>https://www.rfilc.org/library/financial-inclusion-and-health-how-the-financial-services-industry-is-responding-to-health-risks/</loc>
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	<url>
		<loc>https://www.rfilc.org/library/financial-inclusion-and-health-how-the-financial-services-industry-is-responding-to-health-risks-2/</loc>
		<lastmod>2020-10-01T12:24:00+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/MP51_0.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/financial-inclusion-and-inclusive-growth-a-review-of-recent-empirical-evidence/</loc>
		<lastmod>2020-10-01T12:24:00+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/financial-inclusion-and-resilience-how-bracs-microfinance-program-recovered-from-the-west-africa-ebola-crisis/</loc>
		<lastmod>2020-10-01T12:24:07+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/financial-inclusion-fit-to-size-customizing-digital-credit-for-smallholder-farmers-in-tanzania/</loc>
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		<loc>https://www.rfilc.org/library/financial-inclusion-for-the-rural-poor-using-agent-networks-in-peru/</loc>
		<lastmod>2020-10-01T12:24:07+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/financial-inclusion-in-the-digital-age/</loc>
		<lastmod>2020-10-01T12:24:07+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Financial-Inclusion-in-the-Digital-Age.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/financial-inclusion-metrics-for-the-real-world/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Financial_inclusion_metrics_for_the_real_world.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/financial-inclusion-transforming-lives/</loc>
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		<loc>https://www.rfilc.org/library/financial-literacy-of-rural-population-as-a-determinant-of-saving-behavior-in-kazakhstan/</loc>
		<lastmod>2020-10-01T12:24:14+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/financial-literacy-to-facilitate-access-to-finance-in-eastern-africa/</loc>
		<lastmod>2020-10-01T12:24:14+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/financing-agribusiness-in-sub-saharan-africa-opportunities-challenges-and-investment-models/</loc>
		<lastmod>2020-10-01T12:24:28+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/financing-agriculture-for-a-more-profitable-rural-economy/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/GVC-paper_highres.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/financing-social-protection-in-tanzania/</loc>
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		<loc>https://www.rfilc.org/library/fintech-for-financial-inclusion-a-framework-for-digital-financial-transformation/</loc>
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		<loc>https://www.rfilc.org/library/fintech-in-africa-unpacking-risk-and-regulation/</loc>
		<lastmod>2020-10-01T12:24:35+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Fintech_in_Africa_-_Unpacking_Risk_and_Regulation.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/fintech-inclusive-growth-and-cyber-risks-a-focus-on-the-menap-and-cca-regions/</loc>
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		<loc>https://www.rfilc.org/library/from-known-unknowns-to-black-swans-how-to-manage-risk-in-latin-america-and-the-caribbean/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/9781464813733.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/g20-digital-identity-onboarding/</loc>
		<lastmod>2020-10-01T12:24:43+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/g20-oecd-infe-policy-guidance-on-digitalisation-and-financial-literacy/</loc>
		<lastmod>2020-10-01T12:24:43+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/G20-OECD-INFE-Policy-Guidance-Digitalisation-Financial-Literacy-2018.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/gender-and-icts-mainstreaming-gender-in-the-use-of-information-and-communication-technologies-icts-for-agriculture-and-rural-development/</loc>
		<lastmod>2020-10-01T12:24:50+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/GenderICT.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/geodata-and-ict-solutions-for-inclusive-finance-and-food-security/</loc>
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		<loc>https://www.rfilc.org/library/getting-smarter-on-subsidy-the-role-of-grant-funding-in-smallholder-finance/</loc>
		<lastmod>2020-10-01T12:24:50+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/getting_smarter_on_subsidy_final.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/global-economic-prospects-2017-weak-investment-in-uncertain-times/</loc>
		<lastmod>2020-10-01T12:24:50+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/global-financial-development-report-2017-2018-bankers-without-borders/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/9781464811487.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/global-forum-on-remittances-investment-and-development-2018-asia-pacific-outcomes/</loc>
		<lastmod>2020-10-01T12:24:58+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/GFRID-2018_Outcomes.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/global-investment-competitiveness-report-2017-2018-foreign-investor-perspectives-and-policy-implications/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/9781464811753.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/global-microscope-2018-the-enabling-environment-for-financial-inclusion-and-the-expansion-of-digital-financial-services/</loc>
		<lastmod>2020-10-01T12:24:58+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/EIU_Microscope_2018_PROOF_10.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/global-report-on-islamic-finance-islamic-finance-a-catalyst-for-shared-prosperity/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Islamic-finance.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/gpfi-policy-paper-on-financial-inclusion-of-forcibly-displaced-persons/</loc>
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		<loc>https://www.rfilc.org/library/growing-with-pain-digital-financial-inclusion-in-china/</loc>
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		<loc>https://www.rfilc.org/library/guide-to-the-use-of-digital-financial-services-in-agriculture/</loc>
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		<loc>https://www.rfilc.org/library/how-agricultural-insurance-can-improve-food-security-and-why-regulation-matters/</loc>
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		<loc>https://www.rfilc.org/library/how-to-change-your-vision-of-rural-and-agricultural-finance/</loc>
		<lastmod>2020-10-01T12:25:30+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/how-to-influence-decision-makers-in-agricultural-finance/</loc>
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		<lastmod>2020-10-01T12:25:30+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/how-to-influence-decision-makers-in-agricultural-finance/</loc>
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		<loc>https://www.rfilc.org/library/how-to-succeed-in-your-digital-journey-a-series-of-toolkits-for-financial-service-providers/</loc>
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		<loc>https://www.rfilc.org/library/icco-stars-rwanda-credit-pilot-deep-dive-study/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/OP18_web.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/ifc-annual-report-2018-redefining-development-finance/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/IFC-AnnualReport-2018.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/impact-investing-trends-evidence-of-a-growing-industry/</loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/impact-of-agricultural-value-chains-on-digital-liquidity/</loc>
		<lastmod>2020-10-01T12:25:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/10.Impact_of_Agricultural_Value_Chains_on_Digital_Liquidity.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/improving-accountability-in-agricultural-investments-reflections-from-legal-empowerment-initiatives-in-west-africa/</loc>
		<lastmod>2020-10-01T12:25:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/inclusive-finance-looking-to-the-future-a-perspective-from-luxembourg/</loc>
		<lastmod>2020-10-01T12:25:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/InFine_Looking_To_The_Future_web.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/inclusive-insurance-closing-the-protection-gap-for-emerging-customers/</loc>
		<lastmod>2020-10-01T12:25:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Inclusive_Insurance_Final_2018.01.06.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/index-based-insurance-in-developing-countries-rational-neglect/</loc>
		<lastmod>2020-10-01T12:26:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/3087944.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/inflection-point-unlocking-growth-in-the-era-of-farmer-finance/</loc>
		<lastmod>2020-10-01T12:26:03+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/inflection_point_april_2016.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/informal-finance-in-sierra-leone-why-and-how-it-fits-into-the-financial-system/</loc>
		<lastmod>2020-10-01T12:26:03+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/informal_finance_in_sierra_leone-working_paper_i.m_final_160718_1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/innovation-agricultural-productivity-and-sustainability-in-the-united-states/</loc>
		<lastmod>2020-10-01T12:26:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/innovations-and-emerging-trends-in-aricultural-insurance/</loc>
		<lastmod>2020-10-01T12:26:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/GIZ_DinA4_web2MB-20160818.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/innovations-for-inclusive-agricultural-finance-and-risk-mitigation-mechanisms/</loc>
		<lastmod>2020-10-01T12:26:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/innovative-risk-management-strategies-in-rural-and-agriculture-finance/</loc>
		<lastmod>2020-10-01T12:26:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/insights-on-credit-risk-and-agriculture-value-chain-finance-promoting-rural-microfinance-through-peer-to-peer-learning/</loc>
		<lastmod>2020-10-01T12:26:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/insurance-of-weather-and-climate-related-disaster-risk/</loc>
		<lastmod>2020-10-01T12:26:18+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/ML0417809ENN.en_.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/insuring-against-droughts-evidence-on-agricultural-intensification-and-index-insurance-demand-from-a-randomized-evaluation-in-rural-bangladesh/</loc>
		<lastmod>2020-10-01T12:26:26+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/131340.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/insuring-well-being-buyers-remorse-and-peace-of-mind-effects-from-insurance/</loc>
		<lastmod>2020-10-01T12:26:26+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/WPS8256.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/integrating-financial-capability-into-government-cash-transfer-programs/</loc>
		<lastmod>2020-10-01T12:26:26+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/128334-WP-PUBLIC-Integrating-FinCap-into-G2P.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/integrating-gender-and-womens-financial-inclusion-into-national-strategies/</loc>
		<lastmod>2020-10-01T12:26:26+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/GuidelineNote-27-FIS-Gender-and-FIS.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/international-conference-on-livestock-value-chain-finance-and-access-to-credit/</loc>
		<lastmod>2020-10-01T12:26:34+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Project-Outline-RnT.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/investing-in-africas-development-how-impact-can-contribute-to-meeting-the-sustainable-development-goals-sdgs-in-africa/</loc>
		<lastmod>2020-10-01T12:26:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/investing-in-inclusive-rural-transformation-innovative-approaches-to-financing/</loc>
		<lastmod>2020-10-01T12:26:34+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Concept-note.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/i-sip-toolkit-policy-making-for-an-inclusive-financial-system/</loc>
		<lastmod>2020-10-01T12:26:34+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Technical-Guide-ISIP-Policy-Making-Nov-2018.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/islamic-finance-a-catalyst-for-shared-prosperity/</loc>
		<lastmod>2020-10-01T12:26:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/jobs-from-agriculture-in-afghanistan/</loc>
		<lastmod>2020-10-01T12:26:42+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/9781464812651.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/kazakhstan-agricultural-sector-risk-assessment/</loc>
		<lastmod>2020-10-01T12:26:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/ladaptation-de-la-cacao-culture-ivoirienne-au-dereglement-climatique-lagroecologie-pourrait-elle-etre-une-solution/</loc>
		<lastmod>2020-10-01T12:26:50+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/compte_rendu_atelier_agboville_2016.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/labour-pains-discovering-the-financial-lives-of-zambian-mothers/</loc>
		<lastmod>2020-10-01T12:26:58+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/94253.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/large-scale-agricultural-investments-and-rural-development-in-tanzania-lessons-learned-steering-requirements-and-policy-responses/</loc>
		<lastmod>2020-10-01T12:26:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/launching-into-space-using-satellite-imagery-in-financial-services/</loc>
		<lastmod>2020-10-01T12:27:06+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/FiDA-Launching-into-space-using-satellite-imagery-in-financial-services.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/leveraging-equity-investments-to-build-inclusive-financial-markets/</loc>
		<lastmod>2020-10-01T12:27:07+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Focus-Note-Leveraging-Equity-Investments-Apr-2016.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/linking-informal-savings-groups-to-a-formal-financial-institution-the-experience-of-mwanga-community-bank-in-tanzania/</loc>
		<lastmod>2020-10-01T12:27:14+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/87159.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/macroeconomic-implications-of-financial-imperfections-a-survey/</loc>
		<lastmod>2020-10-01T12:27:14+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/work677.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/make-change-happen-getting-insurance-providers-ready-to-better-serve-low-income-households/</loc>
		<lastmod>2020-10-01T12:27:14+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/IIWP53_0.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/making-climate-finance-work-in-agriculture/</loc>
		<lastmod>2020-10-01T12:27:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/market-barriers-to-remittances-in-sub-saharan-africa-ssa-volume-2/</loc>
		<lastmod>2020-10-01T12:27:22+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Market_barriers_to_remittances_in_sub-saharan_Africa__SSA__-_Volume_2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/microfinance-and-economic-development/</loc>
		<lastmod>2020-10-01T12:27:22+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/WPS8252.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/microfinance-barometer-2018-microfinance-and-profitabilities/</loc>
		<lastmod>2020-10-01T12:27:22+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/BMF_2018_EN_VFINALE-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/microfinance-in-europe-survey-report-2016-2017/</loc>
		<lastmod>2020-10-01T12:27:22+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Microfinance-in-Europe_Survey-Report-2016-17.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/miga-annual-report-2018/</loc>
		<lastmod>2020-10-01T12:27:30+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/MIGA_2018_AnnualReport.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/migration-and-remittances-recent-developments-and-outlook-transit-migration/</loc>
		<lastmod>2020-10-01T12:27:30+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Migration_and_Remittances_-_Recent_developments_and_Outlook_-_Transit_Migration.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/migration-and-remittances-recent-developments-and-outlook/</loc>
		<lastmod>2020-10-01T12:27:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/mobile-infrastructure-and-rural-business-enterprises/</loc>
		<lastmod>2020-10-01T12:27:38+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/WPS8278.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/mobile-money-in-emerging-markets-the-business-case-for-financial-inclusion/</loc>
		<lastmod>2020-10-01T12:27:38+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Mobile-money-in-emerging-markets.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/mobile-money-in-somalia-household-survey-and-market-analysis/</loc>
		<lastmod>2020-10-01T12:27:38+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Mobile_Money_in_Somalia_-_WBank.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/mobile-technologies-and-digitized-data-to-promote-access-to-finance-for-women-in-agriculture/</loc>
		<lastmod>2020-10-01T12:27:38+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Mobile_Technologies_And_Digitized_Data_to_Promote_Access_to_Finance_for_Women_in_Agriculture.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/navigating-the-next-wave-of-blended-finance-for-financial-inclusion/</loc>
		<lastmod>2020-10-01T12:27:46+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Brief-Navigating-the-Next-Wave-of-Blended-Finance-Aug-2018.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/oecd-fao-agricultural-outlook-2016-2025-report/</loc>
		<lastmod>2020-10-01T12:27:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/oecd-fao-guidance-for-responsible-agricultural-supply-chains/</loc>
		<lastmod>2020-10-01T12:27:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/opportunities-for-digital-financial-services-in-the-cocoa-value-chain-in-cote-divoire-insights-from-new-data/</loc>
		<lastmod>2020-10-01T12:27:46+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/128223-WP-IVC-ENGLISH-Digitizing-Cocoa-Value-Chain-PUBLIC.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/pafupi-savings-expanding-financial-inclusion-to-rural-women/</loc>
		<lastmod>2020-10-01T12:27:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/84414.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/payment-aspects-of-financial-inclusion/</loc>
		<lastmod>2020-10-01T12:27:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/private-equity-and-venture-capitals-role-in-catalyzing-sustainable-investment-input-paper-for-the-g-20-sustainable-finance-study-group/</loc>
		<lastmod>2020-10-01T12:28:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Private_Equity_and_Venture_Capital_s_Role_in_Catalyzing_Sustainable_Investment_-_WB.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/promoting-gender-equality-in-foreign-agricultural-investments-lessons-from-voluntary-sustainability-standards/</loc>
		<lastmod>2020-10-01T12:28:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/promoting-gender-equality-foreign-agricultural-investments.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/promoting-small-and-medium-sized-enterprise-sme-competitiveness-in-africa-data-for-de-risking-investment/</loc>
		<lastmod>2020-10-01T12:28:03+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/africa_sme_competitiveness.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/promoting-womens-access-to-financial-services-in-zambia-a-case-study/</loc>
		<lastmod>2020-10-01T12:28:03+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Promoting_Womens_Access_to_Financial_Services_in_Zambia__A_Case_Study.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/pro-poor-climate-risk-insurance-the-role-of-community-based-organisations/</loc>
		<lastmod>2020-10-01T12:28:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/BP_19.2018.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/protecting-growing-prosperity-agricultural-insurance-in-the-developing-world/</loc>
		<lastmod>2020-10-01T12:28:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/sep_2018_isf_syngneta_insurance_report_final.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/protecting-savings-groups-reached-through-high-tech-channels-guidance-from-the-new-client-protection-principles-for-a-digital-savings-product/</loc>
		<lastmod>2020-10-01T12:28:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/84615.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/providing-insurance-responsibly/</loc>
		<lastmod>2020-10-01T12:28:10+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/IIWP52.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/public-private-partnerships-for-agricultural-innovation/</loc>
		<lastmod>2020-10-01T12:28:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/pulling-levers-toward-sustainability-a-framework-for-small-balance-deposit-mobilization/</loc>
		<lastmod>2020-10-01T12:28:18+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/82715.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/realizing-the-full-potential-of-social-safety-nets-in-africa/</loc>
		<lastmod>2020-10-01T12:28:27+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/9781464811647.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/regulatory-framework-for-digital-financial-services-in-cote-divoire-a-diagnostic-study/</loc>
		<lastmod>2020-10-01T12:28:27+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/regulatory-impact-assessments-microinsurance-regulations-in-peru-and-the-philippines/</loc>
		<lastmod>2020-10-01T12:28:34+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/MP49.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/remitscope-remittance-markets-and-opportunities-asia-and-the-pacific/</loc>
		<lastmod>2020-10-01T12:28:34+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/remote-sensing-for-index-insurance-findings-and-lessons-learned-for-smallholder-agriculture/</loc>
		<lastmod>2020-10-01T12:28:34+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/remote-sensing-for-index-insurance-an-overview-of-findings-and-lessons-learned-for-smallholder-agriculture/</loc>
		<lastmod>2020-10-01T12:28:42+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/research-on-rural-financial-reform-innovation-and-sustainable-development-countermeasures-in-hebei-province-of-china/</loc>
		<lastmod>2020-10-01T12:28:42+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/research-series-issue-19-measuring-womens-empowerment-in-agriculture-a-streamlined-approach/</loc>
		<lastmod>2020-10-01T12:28:42+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/reserve-bank-of-fijis-experience-with-financial-inclusion-and-climate-change/</loc>
		<lastmod>2020-10-01T12:28:42+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/responsible-agriculture-finance-for-smallholder-farmers-in-tanzania-and-uganda/</loc>
		<lastmod>2020-10-01T12:28:50+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/responsible-bundling-of-microfinance-services/</loc>
		<lastmod>2020-10-01T12:28:50+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/responsible-digital-credit/</loc>
		<lastmod>2020-10-01T12:28:50+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Responsible_Digital_Credit_FINAL_2018.07.18.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/responsible-digital-credit-what-does-responsible-digital-credit-look-like/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Responsible_Digital_Credit_FINAL_2018.07.02.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/responsible-digital-payments-guidelines/</loc>
		<lastmod>2020-10-01T12:28:57+00:00</lastmod>
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		<lastmod>2020-10-01T12:28:57+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/rural-and-agribusiness-finance-improving-the-lives-of-the-rural-poor/</loc>
		<lastmod>2020-10-01T12:28:57+00:00</lastmod>
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		<lastmod>2020-10-01T12:29:05+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/safeguarding-rules-for-customer-funds-held-by-emis/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Technical-Note-Safeguarding-Funds-Dec-2018.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/smallholder-diaries-building-the-evidence-base-with-farming-families-in-mozambique-tanzania-and-pakistan/</loc>
		<lastmod>2020-10-01T12:29:12+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/CGAP_Persp2_Apr2016-R.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/sme-finance/</loc>
		<lastmod>2020-10-01T12:29:12+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/WPS8241.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/sms-messages-for-financial-inclusion-in-the-dominican-republic/</loc>
		<lastmod>2020-10-01T12:29:12+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/SMS-for-Financial-Inclusion.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/social-differentiation-and-the-politics-of-land-sugar-cane-outgrowing-in-kilombero-tanzania/</loc>
		<lastmod>2020-10-01T12:29:12+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/03057070.2016.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/somali-rapid-growth-in-mobile-money-stability-or-vulnerability/</loc>
		<lastmod>2020-10-01T12:29:20+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/129780.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/sovereign-climate-and-disaster-risk-pooling/</loc>
		<lastmod>2020-10-01T12:29:20+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/118676-WP-v2-PUBLIC-2.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/state-of-the-digital-financial-services-market-in-zambia-2016/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/81286.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/state-of-the-digital-financial-services-market-in-zambia-2017/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/89877.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/study-on-the-microinsurance-industry-in-nepal/</loc>
		<lastmod>2020-10-01T12:29:28+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Study-on-the-Microinsurance-Industry-in-Nepal.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/supporting-responsible-investments-in-agriculture-and-food-systems/</loc>
		<lastmod>2020-10-01T12:29:28+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/supporting-the-momentum-of-paris-a-systems-approach-to-accelerating-climate-finance/</loc>
		<lastmod>2020-10-01T12:29:28+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/180306-Systems_Approach_to_Climate_Finance-Synthesis.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/technology-inequality-opportunities-and-challenges-for-mobile-financial-services/</loc>
		<lastmod>2020-10-01T12:29:36+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/CFI_MFS_Tech_FINAL.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/taming-the-strange-beasts-servicing-and-the-future-of-paygo/</loc>
		<lastmod>2020-10-01T12:29:36+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Working-Paper-Taming-the-Strange-Beasts-Nov-2018.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/technology-inequality-opportunities-and-challenges-for-mobile-financial-services/</loc>
		<lastmod>2020-10-01T12:29:36+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/CFI_MFS_Tech_FINAL.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/the-1-5-billion-people-question-food-vouchers-or-cash-transfers/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/9781464810879.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/the-2016-brookings-financial-and-digital-inclusion-project-report-advancing-equitable-financial-ecosystems/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/fdip_20160803_project_report.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/the-african-postal-financial-services-initiative-a-success-story-on-remittances-at-the-post-office-in-africa/</loc>
		<lastmod>2020-10-01T12:29:45+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/APFSIReport_e_W_180523.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/the-effects-of-cash-transfers-on-adult-labor-market-outcomes/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/WPS8404.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/the-financial-inclusion-compass-2018-the-inaugural-e-mfp-survey-of-financial-inclusion-trends/</loc>
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		<loc>https://www.rfilc.org/library/the-future-of-food-and-agriculture-trends-and-challenges/</loc>
		<lastmod>2020-10-01T12:29:52+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/the-global-findex-database-2017-measuring-financial-inclusion-and-the-fintech-revolution/</loc>
		<lastmod>2020-10-01T12:30:00+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/the-impact-of-interest-rate-caps-on-the-financial-sector-evidence-from-commercial-banks-in-kenya/</loc>
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		<loc>https://www.rfilc.org/library/the-landscape-of-microinsurance-in-sri-lanka-2016/</loc>
		<lastmod>2020-10-01T12:30:01+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Landscape-of-microinsurance-in-Sri-Lanka-2016.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/the-long-run-poverty-and-gender-impacts-of-mobile-money/</loc>
		<lastmod>2020-10-01T12:30:02+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/the-potential-of-using-digital-financial-services-for-savings-groups-in-bangladesh/</loc>
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		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/mSTARBangladesh_SavingsGroupAssessment_Feb2016.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/the-proliferation-of-digital-credit-deployments/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Brief-Proliferation-of-Digital-Credit-Deployments-Mar-2016_1.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/the-road-to-launching-bundled-microinsurance-in-fiji-key-lessons/</loc>
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		<loc>https://www.rfilc.org/library/the-role-of-digital-payments-in-sustainable-agriculture-and-food-security/</loc>
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		<loc>https://www.rfilc.org/library/the-role-of-financial-services-in-reducing-hunger/</loc>
		<lastmod>2020-10-01T12:30:24+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/the-role-of-insurance-in-integrated-disaster-and-climate-risk-management-evidence-and-lessons-learned/</loc>
		<lastmod>2020-10-01T12:30:24+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/the-role-of-insurance-regulation-and-supervision-in-promoting-inclusive-insurance-for-women/</loc>
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		<loc>https://www.rfilc.org/library/the-state-of-microinsurance-2016/</loc>
		<lastmod>2020-10-01T12:30:33+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/the-state-of-microinsurance-2018-inclusive-insurance-for-a-sustainable-future/</loc>
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		<loc>https://www.rfilc.org/library/the-status-of-financial-inclusion-regulation-and-education-in-india/</loc>
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	<url>
		<loc>https://www.rfilc.org/library/the-twenty-first-century-agricultural-cooperative-increasing-the-business-credibility-of-smallholders/</loc>
		<lastmod>2020-10-01T12:30:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/toolkit-access-to-finance-for-renewable-energy-technologies/</loc>
		<lastmod>2020-10-01T12:30:42+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/REF_HTD_web.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/toward-universal-financial-inclusion-in-china/</loc>
		<lastmod>2020-10-01T12:30:50+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/FinancialInclusionChinaP158554.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/trends-in-agricultural-value-chains-vertical-integration-and-industry-consolidation/</loc>
		<lastmod>2020-10-01T12:30:51+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/understanding-dfis-private-sector-engagement-in-african-fragile-and-conflict-affected-situations/</loc>
		<lastmod>2020-10-01T12:30:52+00:00</lastmod>
		<image:image>
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		<loc>https://www.rfilc.org/library/understanding-gender-norms-in-rural-burkina-faso-a-qualitative-assessment/</loc>
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		<loc>https://www.rfilc.org/library/understanding-the-impact-of-demonetization-on-bank-account-holders-from-low-income-households/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/IFMR-LEAD-Demonetization-Study-Final-Report.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/understanding-the-impact-of-savings-groups/</loc>
		<lastmod>2020-10-01T12:31:00+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/SEEP_Understanding-the-Impact-of-Savings-Groups_20180117_FINAL.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/unlocking-local-currency-lending-foreign-exchange-risk-in-agricultural-finance/</loc>
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		<loc>https://www.rfilc.org/library/unlocking-private-investment-a-roadmap-to-achieve-cote-divoires-42-percent-renewable-energy-target-by-2030/</loc>
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		<loc>https://www.rfilc.org/library/using-satellite-data-to-scale-smallholder-agricultural-insurance/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Brief-Using-Satellite-Data-Smallholder-Agricultural-Insurance-Aug-2018.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/vision-of-the-future-financial-inclusion-2025/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Focus-Note-Vision-of-the-Future-Jun-2017_0.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/what-people-want-investigating-inclusive-insurance-demand-in-ethiopia/</loc>
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		<loc>https://www.rfilc.org/library/when-and-how-should-agricultural-insurance-be-subsidized-issues-and-good-practices/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/MP48.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/where-next-after-vsla/</loc>
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		<loc>https://www.rfilc.org/library/womens-economic-empowerment-through-financial-inclusion-a-review-of-existing-evidence-and-remaining-knowledge-gaps/</loc>
		<lastmod>2020-10-01T12:31:20+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/workshop-on-development-of-aquaculture-insurance-system-for-small-scale-farmers/</loc>
		<lastmod>2020-10-01T12:31:28+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/zambia-jobs-in-value-chains-opportunities-in-agribusiness/</loc>
		<lastmod>2020-10-01T12:31:29+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/2018-trends-in-international-funding-for-financial-inclusion/</loc>
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	<url>
		<loc>https://www.rfilc.org/library/a-g7-partnership-for-womens-digital-financial-inclusion-in-africa/</loc>
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		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/WomensDigitalFinancialInclusioninAfrica_English.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/a-new-banking-model-for-africa-lessons-on-digitization-from-four-years-of-operations/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Longitudinal-study_New-Banking-Model-for-Africa_final.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/a-tale-of-two-sisters-microfinance-institutions-and-paygo-solar/</loc>
		<lastmod>2020-10-01T12:47:40+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/A-Tale-of-Two-Sisters_Microfinance-Institutions-and-PAYGo-Solar.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/access-to-markets-for-small-actors-in-the-roots-and-tubers-sector-tailored-financial-services-and-climate-risk-management-tools-to-link-small-farmers-to-markets/</loc>
		<lastmod>2020-10-01T12:47:47+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/CA5331EN-1.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/advancing-digital-financial-inclusion-in-asean-policy-and-regulatory-enablers/</loc>
		<lastmod>2020-10-01T12:47:47+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/134953-WorldBankASEANDigitalFinancialInclusioninASEANpublicationJan.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/agency-banking-in-uganda-a-new-channel-to-increase-financial-inclusion/</loc>
		<lastmod>2020-10-01T12:47:47+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/04.03.19-Agency-Bank-Uganda-mm4p-1.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/agent-networks-at-the-last-mile-a-guide-for-digital-finance-to-reach-rural-customers/</loc>
		<lastmod>2020-10-01T12:47:47+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/2019_11_Technical_Guide_Agent_Networks_Last_Mile_0.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/api-pricing-for-digital-financial-service-providers-getting-started/</loc>
		<lastmod>2020-10-01T12:47:54+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/2019_04_Technical_Note_API_Pricing_DFS_Providers.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/artificial-intelligence-and-5g-mobile-technology-can-drive-investment-opportunities-in-emerging-markets/</loc>
		<lastmod>2020-10-01T12:47:54+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/EMCompass_Note-76-AI-and-5G-in-Emerging-Markets_FIN-for-WEB.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/banking-on-smes-trends-and-challenges/</loc>
		<lastmod>2020-10-01T12:47:54+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/IFC-on-Banking-SMEs-Publication-June-2019.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/basic-business-models-for-banks-providing-digital-financial-services-in-africa/</loc>
		<lastmod>2020-10-01T12:48:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/EMCompass-Note-68-Business-Models-for-Banks-DFS-Africa.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/behavioural-interventions-that-advance-financial-inclusion/</loc>
		<lastmod>2020-10-01T12:48:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Untitled-1.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/blended-concessional-finance-the-rise-of-returnable-capital-contributions/</loc>
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		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/EMCompass-Note-72-Blended-Concessional-Finance.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/blockchain-and-associated-legal-issues-for-emerging-markets/</loc>
		<lastmod>2020-10-01T12:48:02+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/EMCompass-Note-63-Blockchain-and-Legal-Issues-in-Emerging-Markets.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/blockchain-fintechs-and-their-relevance-for-international-financial-institutions/</loc>
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		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Blockchain_-_Fintechs_and_their_Relevance_for_International_Financial_Institutions_-_EIB-3.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/blockchain-opportunities-for-private-enterprises-in-emerging-markets/</loc>
		<lastmod>2020-10-01T12:48:09+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/201901-IFC-EMCompass-Blockchain-Report.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/building-cross-sector-partnerships-to-amplify-impact/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/2019_10_Case_Study_UNCDF_2.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/building-resilience-through-financial-inclusion-a-review-of-existing-evidence-and-knowledge-gaps/</loc>
		<lastmod>2020-10-01T12:48:09+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Building-Resilience-Through-Financial-Inclusion-January-2019.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/capturing-our-impact-harnessing-innovation-for-financial-inclusion/</loc>
		<lastmod>2020-10-01T12:48:16+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/case-brief-apa-insurance/</loc>
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		<loc>https://www.rfilc.org/library/case-brief-axa-indonesia/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/CB21-EN.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/case-brief-cif-vie/</loc>
		<lastmod>2020-10-01T12:48:16+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/cgap-insights-how-do-policy-makers-learn-and-adapt-today/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/dalberg_cgap_learning_journeys_for_policymakers_full_report_20190618.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/charting-the-customer-journey-in-the-digital-age/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Charting-the-Customer-Journey-in-the-Digital-Age-_-Center-for-Financial-Inclusion_v6.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/chinas-long-march-to-a-cashless-future-regulatory-responses-to-dfs-innovation-and-the-challenges-of-rural-distribution/</loc>
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		<loc>https://www.rfilc.org/library/client-voices-rwandans-speak-on-digital-financial-services/</loc>
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		<loc>https://www.rfilc.org/library/climate-change-as-a-source-of-financial-risk/</loc>
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		<loc>https://www.rfilc.org/library/closing-the-sdg-financing-gap-trends-and-data/</loc>
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	<url>
		<loc>https://www.rfilc.org/library/competition-and-digital-financial-services/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Modularization-of-Digital-Financial-Services-and-Competition-Issues.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/conference-report-european-microfinance-week-2018/</loc>
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		<loc>https://www.rfilc.org/library/contextual-and-financial-assessment-of-savings-groups-in-west-nile-uganda/</loc>
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	<url>
		<loc>https://www.rfilc.org/library/creating-impact-the-promise-of-impact-investing/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/The-Promise-of-Impact-Investing.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/credit-scoring-in-financial-inclusion/</loc>
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		<loc>https://www.rfilc.org/library/credit-to-merchants-tienda-pagos-digital-solution-for-fast-moving-consumer-goods/</loc>
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		<loc>https://www.rfilc.org/library/crop-receipts-a-new-financing-instrument-for-africa/</loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/cyber-security-in-financial-sector-development-challenges-and-potential-solutions-for-financial-inclusion/</loc>
		<lastmod>2020-10-01T12:48:45+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Cyber-security-in-financial-sector-development.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/data-protection-in-mobile-money/</loc>
		<lastmod>2020-10-01T12:48:45+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Data-Protection-in-mobile-money.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/data-driven-segmentation-in-financial-inclusion/</loc>
		<lastmod>2020-10-01T12:48:45+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/2019_07_Technical_Guide_Data_Driven_Segmentation.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/deposit-insurance-treatment-of-e-money/</loc>
		<lastmod>2020-10-01T12:48:52+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/2019_10_Technical_Note_Deposit_Insurance_Treatment_EMoney_0-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/deposit-insurance-treatment-of-e-money-an-analysis-of-policy-choices/</loc>
		<lastmod>2020-10-01T12:48:52+00:00</lastmod>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/developing-next-generation-health-financing-instruments-for-households-drawing-on-lessons-learned/</loc>
		<lastmod>2020-10-01T12:48:52+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Next_Generation_Health_Financing_final.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/did-you-see-my-tweet-monitoring-financial-consumer-protection-via-social-media/</loc>
		<lastmod>2020-10-01T12:48:52+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/19-09-03_FSD_Social-Media-Report.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/digital-financial-services-in-nigeria-state-of-the-market-report-2019/</loc>
		<lastmod>2020-10-01T12:49:00+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Digital-Financial-Services-in-Nigeria-State-of-the-Market-Report-2019.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/digital-financial-services-measurement-framework/</loc>
		<lastmod>2020-10-01T12:49:00+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/DIGITAL_DFS.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/digital-transformation-of-mfis-in-bangladesh/</loc>
		<lastmod>2020-10-01T12:49:00+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/18.04.19-Digital-Transformation-MFIs-Bangladesh-Report-5.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/digitalization-for-agricultural-value-chains-in-china-and-india-practical-examples-of-software-platform-based-solutions-for-smallholder-producers/</loc>
		<lastmod>2020-10-01T12:49:00+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/APRACA-RuFBeP-Publication-2019-2_Digital-application-in-AVC_China-India.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/do-agent-networks-help-to-boost-savings-effects-on-institutional-deposit-mobilization-and-customer-saving-behavior/</loc>
		<lastmod>2020-10-01T12:49:07+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Do-agent-networks-help-to-boost-savings.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/early-lessons-on-regulatory-innovations-to-enable-inclusive-fintech-innovation-offices-regulatory-sandboxes-and-regtech/</loc>
		<lastmod>2020-10-01T12:49:07+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Early_Lessons_on_Regulatory_Innovations_to_Enable_Inclusive_FinTech.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/eastern-and-southern-africa-financial-sector-dialogue/</loc>
		<lastmod>2020-10-01T12:49:07+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/es_report.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/embracing-payments-as-a-platform-for-the-future-of-mobile-money/</loc>
		<lastmod>2020-10-01T12:49:07+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Embracing-payments-as-a-platform-for-the-future-of-mobile-money.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/emerging-evidence-on-financial-inclusion-moving-from-black-and-white-to-color/</loc>
		<lastmod>2020-10-01T12:49:14+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/2019_07_FocusNote_Emerging_Evidence.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/enabling-policy-and-regulation-leaving-no-one-behind-in-the-digital-era/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/UNCDF_Policy-1.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/enabling-the-business-of-agriculture-2019/</loc>
		<lastmod>2020-10-01T12:49:15+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/9781464813870.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/engaging-with-country-offices-to-embed-digital-finance/</loc>
		<lastmod>2020-10-01T12:49:15+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/2019_10_Case_Study_USAID_1_0.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/enhancing-womens-economic-empowerment-through-digital-cash-transfers-digitize-direct-design-the-d3-criteria/</loc>
		<lastmod>2020-10-01T12:49:22+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/bmgf_d3_criteria_june_1_2019.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/european-microfinance-award-2018-financial-inclusion-through-technology-digital-pathways-in-financial-inclusion/</loc>
		<lastmod>2020-10-01T12:49:22+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/European-Dialogue_no13_EMA2018.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/expanding-rural-finance-project-mexico/</loc>
		<lastmod>2020-10-01T12:49:22+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Mexico-Expanding-Rural-Finance-Project.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/fair-play-ensuring-competition-in-digital-financial-services/</loc>
		<lastmod>2020-10-01T12:49:22+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Fair-Play-Ensuring-Competition-in-Digital-Financial-Services.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/farmers-willingness-to-pay-for-index-based-livestock-insurance-in-the-north-west-of-south-africa/</loc>
		<lastmod>2020-10-01T12:49:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/fdc-and-apec-business-advisory-council-progress-report/</loc>
		<lastmod>2020-10-01T12:49:29+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/fdc_abac_progress_report_july_2019.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/finance-for-smallholders-opportunities-for-risk-management-by-linking-financial-institutions-and-producer-organisations/</loc>
		<lastmod>2020-10-01T12:49:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/financial-inclusion-for-women-owned-msmes-in-india/</loc>
		<lastmod>2020-10-01T12:49:29+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Financial-Inclusion-for-Women-owned-MSMEs.July-31.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/fintech-and-market-structure-in-financial-services-market-developments-and-potential-financial-stability-implications/</loc>
		<lastmod>2020-10-01T12:49:36+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/P140219.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/fintech-for-the-water-sector-advancing-financial-inclusion-for-more-equitable-access-to-water/</loc>
		<lastmod>2020-10-01T12:49:36+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/135340-WP-P165652-PUBLIC-15-3-2019-11-41-29-WeBook.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/fintech-in-financial-inclusion-machine-learning-applications-in-assessing-credit-risk/</loc>
		<lastmod>2020-10-01T12:49:36+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/WPIEA2019109.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/fintech-in-sub-saharan-african-countries-a-game-changer/</loc>
		<lastmod>2020-10-01T12:49:36+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/FTSSACEA-1.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/fintech-the-experience-so-far/</loc>
		<lastmod>2020-10-01T12:49:43+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Fintech-The-Experience-so-Far-Executive-Summary.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/fintechs-and-financial-inclusion-lessons-learned-five-innovation-areas/</loc>
		<lastmod>2020-10-01T12:49:43+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Fintechs_and_Financial_inclusion_Lessons_Learned_Five_Innovation_Areas.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/fintechs-and-financial-inclusion-looking-past-the-hype-and-exploring-their-potential/</loc>
		<lastmod>2020-10-01T12:49:44+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/2019_05_Focus_Note_Fintech_and_Financial_Inclusion_1_0.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/from-financial-literacy-to-financial-capability/</loc>
		<lastmod>2020-10-01T12:49:44+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/From_financial_literacy_pdf.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/gender-centrality-of-mobile-financial-services-in-bangladesh/</loc>
		<lastmod>2020-10-01T12:49:51+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/25.03.19-Report-Gender-Centrality-MFS-Bangladesh.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/gender-self-assessment-toolkit-for-financial-service-providers/</loc>
		<lastmod>2020-10-01T12:49:51+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/GSAT_UNCDF_Aug2019.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/gfin-one-year-on/</loc>
		<lastmod>2020-10-01T12:49:51+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/gfin_one_year_on_final_20190612_1.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/global-microscope-2019-the-enabling-environment-for-financial-inclusion/</loc>
		<lastmod>2020-10-01T12:49:51+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/EIU_Microscope_2019.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/global-outreach-and-financial-performance-benchmark-report-2017-2018/</loc>
		<lastmod>2020-10-01T12:49:59+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/mix_market_global_outreach_financial_benchmark_report_2017-2018_1.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/growing-digital-financial-inclusion-in-benin/</loc>
		<lastmod>2020-10-01T12:49:59+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Growing-Digital-Financial-Inclusion-in-Benin.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/growing-digital-financial-inclusion-in-senegal/</loc>
		<lastmod>2020-10-01T12:49:59+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Growing-Digital-Financial-Inclusion-in-Senegal.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/growing-digital-financial-inclusion-in-zambia/</loc>
		<lastmod>2020-10-01T12:49:59+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Growing-Digital-Financial-Inclusion-in-Zambia.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/guidelines-for-increasing-access-of-small-scale-fisheries-to-insurance-services-in-asia/</loc>
		<lastmod>2020-10-01T12:50:07+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/CA5129EN.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/guidelines-for-micro-finance-and-credit-services-in-support-of-small-scale-fisheries-in-asia/</loc>
		<lastmod>2020-10-01T12:50:07+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/CA5128EN.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/handbook-on-consumer-protection-for-inclusive-finance/</loc>
		<lastmod>2020-10-01T12:50:07+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Handbook-Consumer-Protection-Inclusive-Finance_FINAL.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/harnessing-the-power-of-mobile-money-to-achieve-the-sustainable-development-goals/</loc>
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		<image:image>
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	<url>
		<loc>https://www.rfilc.org/library/how-low-and-middle-income-people-experience-digital-financial-services-in-malaysia/</loc>
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		<loc>https://www.rfilc.org/library/ifad-research-series-issue-51-inclusive-finance-and-rural-youth/</loc>
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		<loc>https://www.rfilc.org/library/impact-insurance-putting-client-insights-into-practice-six-springboards/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/CB19.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/implementing-corporate-governance-practices-a-resource-guide-for-microfinance-institutions-in-myanmar/</loc>
		<lastmod>2020-10-01T12:50:15+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/CG-Handbook-English-26-Nov.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/improving-distribution-of-digital-financial-services-in-rural-areas/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/RH-Intouch_EN-1.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/improving-operational-efficiency-of-mfis-through-tablet-banking/</loc>
		<lastmod>2020-10-01T12:50:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/inclusive-finance-headline-findings-from-finaccess-2019/</loc>
		<lastmod>2020-10-01T12:50:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/inclusive-green-finance-a-survey-of-the-policy-landscape/</loc>
		<lastmod>2020-10-01T12:50:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/instruction-on-how-to-connect-to-the-cabfin-fao-mfw4a-afraca-webinar/</loc>
		<lastmod>2020-10-01T12:50:32+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/instruction-on-how-to-participate-in-rafi-tn-webinars/</loc>
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		<loc>https://www.rfilc.org/library/insured-insurance-for-rural-resilience-and-economic-development/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/INSURED_Brief.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/integrating-gender-and-womens-financial-inclusion-into-the-central-bank-of-egypts-cbe-framework/</loc>
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		<loc>https://www.rfilc.org/library/leveraging-technologies-to-improve-the-quality-and-maximize-the-productivity-of-agent-models/</loc>
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		<loc>https://www.rfilc.org/library/local-economy-impacts-of-cash-crop-promotion/</loc>
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		<loc>https://www.rfilc.org/library/mainstreaming-financial-inclusion-through-demonstration-projects/</loc>
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		<loc>https://www.rfilc.org/library/mobilising-finance-for-wash-getting-the-foundation-right/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/mobilising_finance_for_wash_web.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/moving-proximity-from-critical-issue-to-addressable-challenge/</loc>
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		<loc>https://www.rfilc.org/library/national-payments-corporation-of-india-and-the-remaking-of-payments/</loc>
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		<loc>https://www.rfilc.org/library/nonbank-e-money-issuers-vs-payments-banks-how-do-they-compare/</loc>
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		<loc>https://www.rfilc.org/library/non-conventional-collaterals-to-leverage-innovation-capital-for-smallholder-farmers-in-bolivia/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/CIDRE-Final-Report-NCC-to-Leverage-Innovation-Capital-for-Smallholder-Farmers-in-Bolivia-Web.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/outcomes-of-microcredit-provision-to-syrian-refugees/</loc>
		<lastmod>2020-10-01T12:51:20+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/PARM_Annual-Report-2018_vWeb.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/pathways-to-a-better-life-the-intricate-role-of-digital-finance-in-reaching-the-sustainable-development-goals/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/pfip-focus-note-1.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/pathways-to-prosperity-2019-rural-and-agricultural-finance-state-of-the-sector-report/</loc>
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	<url>
		<loc>https://www.rfilc.org/library/payment-systems-in-sub-saharan-africa/</loc>
		<lastmod>2020-10-01T12:51:28+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Payment-systems-in-SSA-Note-1.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/potential-use-cases-of-cryptocurrencies-by-posts-a-white-paper-on-postal-financial-inclusion/</loc>
		<lastmod>2020-10-01T12:51:28+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/2019_04_upu_white_paper_on_postal_cryptocurrency_use_cases.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/redefining-finance-for-agriculture-green-agricultural-credit-for-smallholders-in-peru/</loc>
		<lastmod>2020-10-01T12:51:28+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Redefining-Finance-for-Agriculture-MEDA-Global-Canopy-Summary-Brief-WEB.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/report-of-the-expert-workshop-on-guidelines-for-micro-finance-credit-and-insurance-for-small-scale-fisheries-in-asia/</loc>
		<lastmod>2020-10-01T12:51:28+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/CA6482EN.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/rethinking-climate-finance-taking-action-against-climate-change-opportunities-and-challenges-for-financial-players/</loc>
		<lastmod>2020-10-01T12:51:36+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/BlueOrchard-Academy-study_Rethinking-Climate-Finance-1.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/risk-based-customer-due-diligence-regulatory-approaches/</loc>
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	<url>
		<loc>https://www.rfilc.org/library/risk-based-supervision-in-low-capacity-environments/</loc>
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		<loc>https://www.rfilc.org/library/roadmap-for-integrated-climate-risk-management-flood-risk-and-micro-small-and-medium-enterprises-in-morocco/</loc>
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		<loc>https://www.rfilc.org/library/rural-finance-in-sierra-leone-strengthened-by-ifad-projects-new-report/</loc>
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		<image:image>
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		<loc>https://www.rfilc.org/library/savings-and-retail-banking-in-africa-results-from-2018-wsbi-member-bank-survey/</loc>
		<lastmod>2020-10-01T12:51:44+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/Scale2Save_2019_report_final.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/s-commerce-landscape-bangladesh/</loc>
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	<url>
		<loc>https://www.rfilc.org/library/small-and-medium-enterprises-guidebook/</loc>
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		<loc>https://www.rfilc.org/library/small-businesses-and-digital-financial-services-predictive-modelling-and-segmentation-for-market-sizing-and-product-design/</loc>
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		<loc>https://www.rfilc.org/library/smallholder-households-distinct-segments-different-needs/</loc>
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		<loc>https://www.rfilc.org/library/smart-mass-payments-bulk-payments-made-easy/</loc>
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		<loc>https://www.rfilc.org/library/social-performance-management-in-microfinance-practices-results-and-challenges-in-sub-saharan-africa/</loc>
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		<loc>https://www.rfilc.org/library/state-of-the-digital-financial-services-market-in-zambia-2018/</loc>
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		<loc>https://www.rfilc.org/library/strengthening-capacity-through-an-internal-financial-inclusion-cop/</loc>
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		<loc>https://www.rfilc.org/library/the-case-for-responsible-investing-in-digital-financial-services/</loc>
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		<loc>https://www.rfilc.org/library/the-chithumba-model-combining-pre-harvest-financing-gap-training-and-access-to-markets-for-smallholder-farmers-in-malawi/</loc>
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		<loc>https://www.rfilc.org/library/the-digital-lives-of-refugees-how-displaced-populations-use-mobile-phones-and-what-gets-in-the-way/</loc>
		<lastmod>2020-10-01T12:52:18+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/the-fintech-landscape-in-rwanda/</loc>
		<lastmod>2020-10-01T12:52:18+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/08/The-Fintech-Landscape-in-Rwanda.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/the-impact-of-mobile-money-on-monetary-and-financial-stability-in-sub-saharan-africa/</loc>
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		<loc>https://www.rfilc.org/library/the-role-of-financial-services-in-youth-education-and-employment/</loc>
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		<loc>https://www.rfilc.org/library/womens-access-to-rural-finance-challenges-and-opportunities/</loc>
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		<lastmod>2020-10-02T13:01:52+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/10/Aquaculture-insurance-for-small-scale-fisheries.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/inclusive-green-finance-policies-for-msmes/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/10/1-1.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/strengthening-financial-services-for-roots-and-tubers-value-chains-development-in-africa/</loc>
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		<loc>https://www.rfilc.org/library/the-state-of-the-microinsurance-som/</loc>
		<lastmod>2020-10-05T16:59:26+00:00</lastmod>
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		<loc>https://www.rfilc.org/zh-hans/library/%e8%af%8a%e6%96%ad%e7%96%ab%e6%83%85%e5%af%b9%e5%be%ae%e5%bc%b1%e7%bb%8f%e6%b5%8e%e4%bd%93%e9%87%91%e8%9e%8d%e5%81%a5%e5%ba%b7%e7%9a%84%e5%bd%b1%e5%93%8d%e4%b8%8e%e6%94%bf%e7%ad%96%e5%bb%ba%e8%ae%ae/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/10/%E8%AF%8A%E6%96%AD%E7%96%AB%E6%83%85%E5%AF%B9%E5%BE%AE%E5%BC%B1%E7%BB%8F%E6%B5%8E%E4%BD%93%E9%87%91%E8%9E%8D%E5%81%A5%E5%BA%B7%E7%9A%84%E5%BD%B1%E5%93%8D%E4%B8%8E%E6%94%BF%E7%AD%96%E5%BB%BA%E8%AE%AE.jpg</image:loc>
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		<loc>https://www.rfilc.org/zh-hans/library/%e4%b8%ad%e5%92%8c%e5%86%9c%e4%bf%a1%e9%87%91%e8%9e%8d%e6%95%99%e8%82%b2%e6%95%88%e6%9e%9c%e8%af%84%e4%bc%b0%e6%8a%a5%e5%91%8a-%e5%9f%ba%e4%ba%8e%e5%86%85%e8%92%99%e5%8f%a4%e5%92%8c/</loc>
		<lastmod>2020-10-05T17:32:59+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/10/%E4%B8%AD%E5%92%8C%E5%86%9C%E4%BF%A1%E9%87%91%E8%9E%8D%E6%95%99%E8%82%B2%E6%95%88%E6%9E%9C%E8%AF%84%E4%BC%B0%E6%8A%A5%E5%91%8A-%E2%80%94%E2%80%94%E5%9F%BA%E4%BA%8E%E5%86%85%E8%92%99%E5%8F%A4%E5%92%8C%E5%B1%B1%E4%B8%9C%E5%9C%B0%E5%8C%BA%E7%9A%84%E8%B0%83%E7%A0%94.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/agricultural-value-chain-finance-innovations-and-lessons/</loc>
		<lastmod>2020-10-05T20:35:04+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/10/Agricultural-value-chain-finance-innovations-and-lessons-1.jpg</image:loc>
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		<loc>https://www.rfilc.org/zh-hans/library/%e4%ba%92%e8%81%94%e7%bd%91%e9%87%91%e8%9e%8d%e3%80%81-%e5%ad%98%e6%ac%be%e7%ab%9e%e4%ba%89%e4%b8%8e%e9%93%b6%e8%a1%8c%e9%a3%8e%e9%99%a9%e6%89%bf%e6%8b%85/</loc>
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		<loc>https://www.rfilc.org/library/agricultural-lending-practices-clusa-zambia-rural-group-business-program/</loc>
		<lastmod>2020-10-20T22:28:58+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/crowdfunding-malian-diaspora-remittances-to-finance-rural-entrepreneurship/</loc>
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		<loc>https://www.rfilc.org/library/digitizing-savings-groups-operations/</loc>
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		<loc>https://www.rfilc.org/library/the-need-for-immediate-gender-focused-initiatives-to-promote-digital-financial-services-for-women-amid-covid-19-insights-from-india/</loc>
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		<loc>https://www.rfilc.org/library/regional-policy-framework-to-strengthen-agent-networks-for-digital-financial-services-dfs/</loc>
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		<loc>https://www.rfilc.org/library/the-role-of-finance-in-mitigating-covid-19-impacts-in-fisheries/</loc>
		<lastmod>2020-12-08T12:24:20+00:00</lastmod>
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		<lastmod>2020-12-08T12:29:11+00:00</lastmod>
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		<lastmod>2020-12-08T12:32:34+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/debt-restructuring-in-microfinance/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/12/Debt-Restructuring-in-Microfinance.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/microfinance-covid-19-examples-of-regulatory-responses-affecting-microfinance-providers/</loc>
		<lastmod>2020-12-08T13:11:50+00:00</lastmod>
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		<lastmod>2020-12-08T13:58:07+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/12/Savings-Groups-Reduce-Vulnerability-but-Have-Mixed-Effects-on-Financial-Inclusion.jpg</image:loc>
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		<lastmod>2020-12-23T12:15:33+00:00</lastmod>
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		<lastmod>2020-12-23T12:42:06+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/12/Malawi-Financial-Inclusion-Refresh.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/digital-financial-services-supervision-in-bangladesh/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/12/Digital-Financial-Services-Supervision-in-Bangladesh.jpg</image:loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/12/Integrating-Forcibly-Displaced-Persons-Into-a-National-Financial-Inclusion-Strategy.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/upscaling-and-integrating-gender-savings-groups-into-the-formal-financial-system/</loc>
		<lastmod>2020-12-23T14:58:36+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/12/Upscaling-and-Integrating-Gender-Savings-Groups-Into-the-Formal-Financial-System.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/state-of-the-digital-financial-services-market-in-zambia-2019/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2020/12/State-of-the-Digital-Financial-Services-Market-in-Zambia-2019.jpg</image:loc>
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		<loc>https://www.rfilc.org/es/library/microscopio-global-2006-analisis-del-entorno-para-la-inclusion-financiera/</loc>
		<lastmod>2020-12-30T06:38:20+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/digital-finance-and-inclusion-in-the-time-of-covid19/</loc>
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		<lastmod>2021-01-24T14:37:03+00:00</lastmod>
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	<url>
		<loc>https://www.rfilc.org/library/leveraging-sme-finance-through-value-chains-in-carec/</loc>
		<lastmod>2021-01-24T19:19:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/digital-finance-and-financial-literacy-an-empirical/</loc>
		<lastmod>2021-01-24T19:30:56+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/01/Digital-Finance-and-Financial-Literacy_-An-Empirical-Investigation-of-Chinese-Households.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/digital-data-sharing-in-agricualture/</loc>
		<lastmod>2021-01-24T19:57:57+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/01/Digital-data-sharing-in-agricualture.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/agent-network-journeys-toward-the-last-mile-a-crosscountry/</loc>
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	<url>
		<loc>https://www.rfilc.org/library/interoperability-and-digital-finance-emerging-guidance-for/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/01/Interoperability-and-Digital-Finance_-Emerging-Guidance-for-Funders.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/building-faster-better-a-guide-to-inclusive-instant-payment/</loc>
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	<url>
		<loc>https://www.rfilc.org/library/blue-finance-guidance-notes-aquaculture-insurance-for/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/02/Blue-finance-guidance-notes_-Aquaculture-insurance-for-small-scale-producers.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/alternative-financing-in-the-republic-of-belarus-leveraging/</loc>
		<lastmod>2021-02-23T08:55:31+00:00</lastmod>
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		<loc>https://www.rfilc.org/library/a-policy-framework-for-womenled-msme-access-to-finance/</loc>
		<lastmod>2021-02-23T09:09:22+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/02/A-Policy-Framework-for-Women-led-MSME-Access-to-Finance.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/gender-savings-groups-formalizing-village-savings-groups/</loc>
		<lastmod>2021-02-23T09:16:33+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/02/Gender-Savings-Groups_-Formalizing-Village-Savings-Groups-with-a-Gender-Lens-%E2%80%93-Egypt-Case-Study.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/advancing-the-financial-inclusion-of-forcibly-displaced/</loc>
		<lastmod>2021-02-23T15:20:32+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/02/Advancing-the-Financial-Inclusion-of-Forcibly-Displaced-Persons_-Case-Studies-on-Rwanda-Mauritania-and-Afghanistan.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/disaster-resilience-through-financial-inclusion/</loc>
		<lastmod>2021-02-23T15:30:40+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/02/Disaster-Resilience-Through-Financial-Inclusion.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/protecting-livelihoods-linking-agricultural-insurance-and/</loc>
		<lastmod>2021-02-24T11:19:21+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/02/Protecting-livelihoods-%E2%80%93-Linking-agricultural-insurance-and-social-protection.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/accelerating-financial-inclusion-in-nepal-with-regtech-a/</loc>
		<lastmod>2021-02-25T12:21:48+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/02/Accelerating-Financial-Inclusion-in-Nepal-with-RegTech-A-Case-Study-on-the-Nepal-Financial-Inclusion-Portal.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/consumer-protection-for-digital-financial-services-a-survey/</loc>
		<lastmod>2021-02-25T14:58:11+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/02/Consumer-Protection-for-Digital-Financial-Services_-A-Survey-of-the-Policy-Landscape.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/2019-trends-in-international-funding-for-financial-inclusion/</loc>
		<lastmod>2021-02-25T15:10:50+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/02/2019-Trends-in-International-Funding-for-Financial-Inclusion.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/crisis-roadmap-for-microfinance-institutions-covid19-and/</loc>
		<lastmod>2021-02-25T15:15:04+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/02/Crisis-Roadmap-for-Microfinance-Institutions_-COVID-19-and-Beyond.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/insured-uganda-country-update-feasibility-study-on/</loc>
		<lastmod>2021-02-25T15:57:06+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/02/INSURED-Uganda-country-update_-Feasibility-study-on-agricultural-insurance-for-oilseed-farmers.jpg</image:loc>
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	<url>
		<loc>https://www.rfilc.org/library/covid19-and-the-insurance-industry-why-a-gendersensitive/</loc>
		<lastmod>2021-02-26T09:10:51+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/02/COVID-19-and-the-insurance-industry_-Why-a-gender-sensitive-response-matters.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/viability-of-mass-market-digital-finance-in-the-pacific/</loc>
		<lastmod>2021-02-26T09:13:24+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/02/Viability-of-Mass-Market-Digital-Finance-in-the-Pacific.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/fr/library/la-covid19-et-le-secteur-de-l-assurance/</loc>
		<lastmod>2021-02-26T12:56:34+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/02/La-COVID-19-et-le-secteur-de-lassurance.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/mobilizing-agricultural-finance-toward-a-common-language/</loc>
		<lastmod>2021-03-09T09:42:56+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/03/Mobilizing-Agricultural-Finance-Toward-a-Common-Language-Between-Lenders-and-Agri-SMEs-in-Sub-Saharan-Africa.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/the-role-of-consumer-organizations-to-support-consumers-of/</loc>
		<lastmod>2021-03-23T10:42:34+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/03/The-Role-of-Consumer-Organizations-to-Support-Consumers-of-Financial-Services-in-Low-and-Middle-Income-Countries.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/empowering-women-on-a-journey-towards-digital-financial/</loc>
		<lastmod>2021-03-23T10:46:58+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/03/Empowering-Women-on-a-Journey-Towards-Digital-Financial-Capability.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/reaching-financial-equality-for-women-a-10point-action-plan/</loc>
		<lastmod>2021-03-23T10:58:49+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/03/Reaching-Financial-Equality-for-Women_-A-10-point-action-plan.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/algorithmic-bias-financial-inclusion-and-gender-a-primer-on/</loc>
		<lastmod>2021-03-23T11:02:42+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/03/Algorithmic-Bias-Financial-Inclusion-and-Gender_-A-primer-on-opening-up-new-credit-to-women-in-emerging-economies.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/bringing-the-informal-sector-onboard/</loc>
		<lastmod>2021-03-23T15:06:30+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/03/Bringing-the-Informal-Sector-Onboard.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/youth-financial-inclusion-policy-framework/</loc>
		<lastmod>2021-03-23T15:35:48+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/03/1-6.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/risk-sharing-facilities-mobilizing-finance-for-womenled/</loc>
		<lastmod>2021-03-23T15:40:58+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/03/Risk-Sharing-Facilities_-Mobilizing-Finance-for-Women-led-MSMEs.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/analysis-of-india-s-payment-system-indicators-in-2020/</loc>
		<lastmod>2021-03-23T15:57:03+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/03/1-7.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/digital-transformation-the-case-of-south-indian-bank/</loc>
		<lastmod>2021-03-24T14:39:30+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/03/Digital-Transformation-_-The-Case-of-South-Indian-Bank.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/eswatini-financial-inclusion-refresh/</loc>
		<lastmod>2021-03-24T17:03:58+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/03/eSwatini-Financial-Inclusion-Refresh.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/zimbabwe-financial-inclusion-refresh/</loc>
		<lastmod>2021-03-24T17:07:38+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/03/Zimbabwe-Financial-Inclusion-Refresh-1.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/adapting-humanitarian-cash-assistance-in-times-of-covid19/</loc>
		<lastmod>2021-04-12T10:08:13+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/04/Adapting-Humanitarian-Cash-Assistance-in-Times-of-COVID-19_-Experiences-and-learning-from-Jordan.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/geodata-for-agtech-and-fintech-what-have-we-learned/</loc>
		<lastmod>2021-04-18T11:10:41+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/04/Geodata-for-Agtech-and-Fintech_-What-have-we-learned.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/digitizing-payments-in-ghana-s-cocoa-supply-chain/</loc>
		<lastmod>2021-04-18T11:22:41+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/04/Digitizing-Payments-in-Ghanas-Cocoa-Supply-Chain.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/digitalization-of-village-savings-and-loans-associations/</loc>
		<lastmod>2021-04-21T18:58:06+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/04/Digitalization-of-Village-Savings-and-Loans-Associations-VSLAs-in-Uganda.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/library/digital-extension-services-improve-farmer-productivity-in/</loc>
		<lastmod>2021-04-23T09:24:56+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/04/Digital-Extension-Services-Improve-Farmer-Productivity-in-Uganda.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/financing-sustainable-women-s-economic-empowerment-in-the/</loc>
		<lastmod>2021-04-23T09:34:19+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/04/Financing-Sustainable-Womens-Economic-Empowerment-in-the-LDCs.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/library/financial-and-social-inclusion-in-europe/</loc>
		<lastmod>2021-04-23T11:49:23+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/04/Financial-and-social-inclusion-in-Europe.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.rfilc.org/zh-hans/library/bo-shan-qu-pu-hui-jin-rong-chan-pin-jie-shao-hui-bian/</loc>
		<lastmod>2021-04-23T11:57:25+00:00</lastmod>
		<image:image>
			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/04/1-7.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/zh-hans/library/visa-jin-hui-gong-cheng-guo-ji-shi-fan-qu-ping-gu-bao-gao/</loc>
		<lastmod>2021-04-23T12:08:14+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/04/visa-jin-hui-gong-cheng-guo-ji-shi-fan-qu-ping-gu-bao-gao.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/zh-hans/library/guan-yu-wan-shan-wo-guo-nong-ye-bao-xian-zhi-du-de-si-kao/</loc>
		<lastmod>2021-04-23T12:28:24+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/04/guan-yu-wan-shan-wo-guo-nong-ye-bao-xian-zhi-du-de-si-kao.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/zh-hans/library/guan-yu-wo-guo-pu-hui-jin-rong-fa-zhan-de-ti-zhi-xing-te/</loc>
		<lastmod>2021-04-23T12:46:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.rfilc.org/zh-hans/library/xiao-e-xin-dai-dui-qiong-ren-fu-li-de-ying-xiang-yan-jiu/</loc>
		<lastmod>2021-04-23T12:50:27+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/04/xiao-e-xin-dai-dui-qiong-ren-fu-li-de-ying-xiang-yan-jiu.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/zh-hans/library/zhong-guo-nyu-xing-jin-rong-jian-kang-zheng-zai-jia-su-fa/</loc>
		<lastmod>2021-04-23T13:21:17+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/04/zhong-guo-nyu-xing-jin-rong-jian-kang-zheng-zai-jia-su-fa.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/zh-hans/library/zhong-guo-zhong-xiao-wei-qi-ye-fu-neng-xu-qiu-diao-yan-bao/</loc>
		<lastmod>2021-04-25T11:56:26+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/04/zhong-guo-zhong-xiao-wei-qi-ye-fu-neng-xu-qiu-diao-yan-bao.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/zh-hans/library/jia-ting-wei-xing-jing-ji-rong-zi-yu-xiang-cun-zhen-xing/</loc>
		<lastmod>2021-04-25T12:01:10+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/04/jia-ting-wei-xing-jing-ji-rong-zi-yu-xiang-cun-zhen-xing.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/zh-hans/library/hu-lian-wang-ling-huo-jiu-ye-qun-ti-de-jin-rong-fu-wu-xian/</loc>
		<lastmod>2021-04-25T12:05:01+00:00</lastmod>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/04/hu-lian-wang-ling-huo-jiu-ye-qun-ti-de-jin-rong-fu-wu-xian.jpg</image:loc>
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	</url>
	<url>
		<loc>https://www.rfilc.org/zh-hans/library/shu-zi-pu-hui-jin-rong-de-zhong-guo-jing-yan/</loc>
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		<loc>https://www.rfilc.org/library/digital-financial-literacy/</loc>
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			<image:loc>https://www.rfilc.org/wp-content/uploads/2021/05/Digital-Financial-Literacy.jpg</image:loc>
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		<loc>https://www.rfilc.org/library/concentration-in-asia-s-crossborder-banking-determinants/</loc>
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		<loc>https://www.rfilc.org/library/supervision-of-outsourcing-of-digital-services-by-banks/</loc>
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		<loc>https://www.rfilc.org/library/the-case-for-insurance-innovators-to-consider-the-cell/</loc>
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		<loc>https://www.rfilc.org/library/covid19-and-small-business-finance-lessons-from-the-2008/</loc>
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		<loc>https://www.rfilc.org/library/developing-bankable-business-plans/</loc>
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